Veterans Benefits

Veterans may qualify for additional benefits, including the Yellow Ribbon Program. Students must achieve Satisfactory Academic Progress in order to receive Veteran Benefits. For more information, contact the following agencies:

• U.S. Department of Veterans Affairs (VA)
• GI BILL®
• NY State Veterans
• Office of the Registrar at the Long Island campus, email: registrar@nyit.edu
• HESC Veterans Tuition Award (VTA) (NYS Code is 2120 for undergraduate students)
• Yellow Ribbon GI Education Enhancement Program
• Transfer of Post-9/11 GI BILL® Benefits to Dependents

Duplicative Benefits

The combined tuition benefits available to a student cannot exceed the student's total tuition costs. Tuition payments received by a student under the Post-9/11 GI BILL® (Chapter 33 veteran benefits) and Yellow Ribbon Program are considered duplicative of any VTA and/or TAP award. Students receiving tuition assistance through these programs may, and in most cases will, have their state VTA and/or TAP payment reduced or denied due to these other benefits. However, payments received under the Montgomery GI BILL® do not duplicate the purpose of the VTA and/or TAP.

Veterans Benefits and Transition Act of 2018

Section 103 – VA Pending Payment Compliance

In accordance with Title 38 Code 3679 subsection (e), this school adopts the following additional provisions for any students using U.S. Department of Veterans Affairs (VA) Post-9/11 GI BILL® (Ch. 33) or Vocational Rehabilitation and Employment (Ch. 31) benefits while payment to the institution is pending from the VA.

This school will not:

• Prevent nor delay the student's enrollment
• Assess a late penalty fee to the student
• Require the student to secure alternative or additional funding
• Deny the student access to any resources available to other students who have satisfied their tuition and fee bills to the institution, including but not limited to access to classes, libraries, or other institutional facilities

However, to qualify for this provision, such students may be required to:

• Produce the Certificate of Eligibility by the first day of class
• Provide written request to be certified
• Provide additional information needed to properly certify the enrollment as described in other institutional policies

Financial Aid: Undergraduate Students

New York Institute of Technology is committed to helping students afford the opportunity for a valuable education. In order for the college to determine eligibility for financial aid, all students (except international students) must complete the Free Application for Federal Student Aid (FAFSA) at studentaid.gov. Financial aid is provided through various sources (e.g., college, state, and federal funds). This aid is offered in the form of scholarships, grants, loans, and employment opportunities. Aid offers are designed to recognize scholastic achievement, service, and/or demonstrated financial need. The variety of financial aid programs available allows many students to greatly reduce their educational costs while attending New York Institute of Technology.

Financial aid offers are not guaranteed and are subject to any and all revisions in federal, state, and institutional policies, availability of funds, changes in enrollment, minimum grade requirements, housing status, and timely submission of all required documentation, including official transcripts, as well as adjustment of any miscalculation of awards. Student's financial aid eligibility requires registration in appropriate program level courses. (It is the student's responsibility to request, complete, and submit all forms with necessary documentation for all financial aid programs, including scholarships, in a timely manner. Awards are not granted retroactively and are subject to funds availability.) All students must meet Satisfactory Academic Progress (SAP) requirements at all times in order to receive and retain financial aid. New York Institute of Technology reserves all rights to review and/or modify its financial aid programs. All programs are subject to change due to revisions in federal or state government or institutional policies. Additional criteria and information may be obtained from the Office of Financial Aid. Students are responsible for reading Financial Aid Disclosures before deciding to accept or decline their financial aid.

It is the student's responsibility to be aware of all filing deadlines for financial aid and to notify the Office of Financial Aid of any changes in enrollment, housing status, and dependency status. Students should be aware that in the event of an over-award, a situation that occurs when the amount of aid exceeds the student's financial need or cost of attendance, federal regulations require that the aid be reduced to within the student's established educational cost of attendance.

• Find: Financial Aid Consumer Information
• Student Expenses: Get Help Calculating the Costs of Education
• Institutional Eligibility: 2023–2024 FSA Handbook, Volume 2, Chapter 1
• File a Complaint: Consumer Financial Protection Bureau or New York State Education Department

FERPA Regulations

Federal Application Requirements and Procedures

Requirements for Determination of Independent Student Status

Scholarships and Grants

Eligibility: All Students

Federal Grants

State Grants & Scholarship Programs

Other State Aid Outside of New York

Loans

Satisfactory Academic Progress (SAP) Policy

Title IV Student Withdrawal Policy

Veterans Benefits

Additional External Study Options

Study Abroad Programs

Financial Aid for Consortium Agreements

Financial Aid for Contractual Agreements

Cooperative Tuition Award

Additional Financial Aid Policies for Undergraduate Students

High School Diploma

Transfer Students

Combined Degree Programs – Federal Aid Eligibility

Undergraduate Students Enrolled in Graduate Courses

Preparatory Coursework

Financial Aid for Repeated Coursework: Financial Aid Impact

GI BILL® is a registered trademark of the US Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official US government website at http://www.benefits.va.gov/gibill.

Federal Application Requirements and Procedures: Undergraduate Students

Students (not international students) who wish to apply for scholarships, grants, and/or student loans are required to complete the Free Application for Federal Student Aid (FAFSA). The college code to be used on the FAFSA is 002782. The FAFSA is available online at studentaid.gov in December each year. For maximum consideration for all types of financial aid, students should file the FAFSA applications as early as possible in their application process.

Requirements for Federal Student Aid

In order to qualify for federal student aid, students:

• Must be accepted and fully matriculated into a New York Institute of Technology degree-granting program or eligible certificate program.
• Must have a high school diploma or its recognized equivalent, such as a General Educational Development (GED) certificate or must have completed homeschooling at the secondary level as defined by state law.
• Must be making satisfactory academic progress toward their degree (see Satisfactory Academic Progress (SAP) section for policy).
• Must be enrolled at least half-time to receive aid from the Federal Direct and/or PLUS loan programs
• Must sign statements on the FAFSA stating:
  1. You are not in default on a federal student loan and do not owe money on a federal student grant, and
  2. You will use federal student aid only for educational purposes.
• Must not be in default on a prior federal student loan
• Must be a U.S. citizen or permanent resident or other eligible noncitizen
• Must have a Social Security number
• With the exception of unsubsidized loans and PLUS loans, all other federal student aid requires students to demonstrate financial need

Federal Requirements for Determining Unusual Enrollment History

The Office of Financial Aid must adhere to the U.S. Department of Education's efforts to prevent fraud and abuse in the Federal Pell Grant Program and other federal financial aid programs by identifying students with unusual enrollment histories. An "unusual enrollment history" flag will be included on FAFSA results received from the U.S. Department of Education and will indicate, where applicable, that a student has an unusual enrollment history with regard to the receipt of Federal Pell Grant or Federal Direct Loan funds. The indicator is intended to address possible fraud and abuse in the Title IV student aid programs. For example, one specific enrollment pattern is where a student attends an institution long enough to receive Title IV credit balance funds, leaves without completing the enrollment period, enrolls at another institution, and repeats the pattern of remaining just long enough to collect another Title IV credit balance without having earned any academic credit. The Office of Financial Aid may request additional information from students with an "unusual enrollment history" flag on FAFSA results, and the final receipt of federal and institutional aid is dependent upon satisfactory resolution.

Federal Verification Requirements

There is a process for verifying a student's Free Application for Federal Student Aid (FAFSA) and making corrections because students sometimes make errors on their application. Verification is a process by which a school collects information to ensure that the FAFSA has been completed correctly. The FAFSA Processing System (FPS) of the Department of Education selects applicants to be verified. The university also reserves the right to select applications for verification.

If a student's application is selected for verification, either by the FPS or by the institution, verification is required to be performed by the school. Each year, the Department of Education will determine which items on the FAFSA must be verified. The Office of Financial Aid is responsible for clarifying any conflicting information found on a student's FAFSA and may ask for documentation to verify and resolve any conflicting information.

For the 2024–2025 academic year, students who are selected for verification will be placed in one of the following three verification groups. The verification group determines which FAFSA information must be verified. The student must submit the New York Institute of Technology Verification Worksheet that corresponds with the Verification Group. Worksheets are available for download, or directly from the Office of Financial Aid.

Verification Tracking Groups

• Standard Verification Group (V1): Dependent/Independent students, spouses (if applicable), and parents who are tax filers must verify adjusted gross income, U.S. income tax paid, untaxed portions of IRA distributions, untaxed portions of pensions, IRA deductions and payments, tax-exempt interest income, education credits, household size, and number in college. Students and parents who are not tax filers must verify income earned from work, household size, and number in college.
• Custom Verification Group (V4): Students must verify identity/statement of educational purpose.
• Aggregate Verification Group (V5): Students must verify identity/statement of educational purpose in addition to the items in the Standard Verification Group.

Applicants selected for verification will be notified on the Student Aid Report (SAR). In addition, upon receipt of the Institutional Student Information Record (ISIR), the Office of Financial Aid will send a missing information letter to the student informing them if their application has been selected for verification and which documents must be submitted. The verification results of identity and high school completion status for students whose 2024–2025 ISIR had a Verification Tracking Group of V4 or V5 must be reported to the Department of Education in a timely manner. As such, students whose 2024–2025 FAFSA has been selected for V4 or V5 verification must submit the required documents to the Office of Financial Aid within 14 days of the request for information.

In accordance with federal guidelines, verification must be completed no later than 120 days after the last day of the student's enrollment. Students may receive an estimated financial aid package prior to the completion of the verification process; however, New York Institute of Technology does not disburse any federal financial aid funds until the verification process is completed. The university reserves the right to withhold some institutional aid funds until the verification process is completed. Students who fail to submit the required verification documents will not receive federal aid.

Reference: 2023–2024 FSA Handbook Volume 1, Chapter 4

Requirements for Determination of Independent Student Status

To be considered an independent student for any federal financial aid program, students must meet one of the following criteria:

1. Age 24 or older as of December 31 of the award year
2. For students under 24, one of the following criteria must be met:
   • Married student (at the time the FAFSA is signed)
   • Graduate or professional student
   • Veteran or currently serving on active duty in the U.S. Armed Forces for purposes other than basic training
   • Have children and/or legal dependents other than a spouse for whom student provides more than 50 percent of the financial support throughout the award year
   • Orphan, foster child, or ward of the court at age 13 or older
   • Have been determined by a court in your state of legal residence that you are an emancipated minor, or that you are in a legal guardianship at the time the FAFSA is signed or were in a legal guardianship immediately before reaching the age of being an adult in your state
   • An unaccompanied youth who is determined to be homeless, or were self-supporting and at risk of being homeless, by your high school, a school district homeless liaison, the director of a runaway or homeless youth center/transitional living program, or the director of a shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development
   • Classified by the Office of Financial Aid as independent because of other unusual circumstances that have been fully documented and are consistent with federal regulations

The determination of dependency status is derived from the answers to the dependency status questions on the Free Application for Federal Student Aid (FAFSA). Further information regarding dependency status questions can be found at the Federal Student Aid website.

Students who do not meet the federal definition of an independent student, and who have extenuating circumstances, may request consideration for a Dependency Override. In such cases, the Office of Financial Aid will require additional certification and documentation to determine that a student is independent for purposes of federal financial aid programs. A determination of independent student status for federal student aid purposes does not automatically translate to the same determination for state aid programs and vice versa, nor does this determination guarantee that an applicant will receive additional financial aid that is sufficient to meet the cost of attendance.

New York Tech Undergraduate Scholarships and Grants

Through the generosity of trustees, alumni, faculty, staff, and friends, New York Institute of Technology provides academic scholarships and grants on the basis of academic achievement, high scholastic potential, and demonstrated need and/or ability.

Most scholarships and grants are renewable each fall and spring semester and based on eligibility and funding availability. Students must be full-time, and satisfactorily attempt to complete 12 credits within their program each semester to be eligible for awards the following semester. Students must also maintain satisfactory academic progress (SAP) and the minimum cumulative GPA each semester as required by the scholarship and/or grant requirements effective at the time of admission to the university. Scholarships and grants are for tuition only and are divided equally between fall and spring semesters. They are not applicable to any summer session attendance. Institutional aid is credited to a student's account after the end of the add/drop period. Any designated "tuition-only" awards cannot exceed the cost of tuition and will be reduced accordingly.

It is the student's responsibility to notify the Office of Financial Aid of any outside scholarships, grants, or loans. Receipt of outside aid may affect currently offered aid. Students should contact the Office of Financial Aid for more information on the availability of scholarships and grants. Very limited scholarships and grants may be available based on funding for part-time study. Students may receive two or more merit-based academic scholarships concurrently if, at the time of admission, the Office of Admissions offers to new students any additional renewable or non-renewable recognition and/or enrichment awards.

The university reserves the right to revise its financial aid programs. All programs are subject to change due to modifications in government or institutional policies. Additional criteria and information may be obtained from the Office of Financial Aid. Students are responsible for reading Financial Aid Disclosures before deciding to accept or reject their financial aid.

Eligibility for institutional scholarships, assistantships, and grants are limited to students whose campus location is Long Island, New York City, or Online. To qualify, a student:

• Must be enrolled full-time (12 credits or more per semester) in undergraduate courses required for their academic program
• Must maintain continuous enrollment
• Must maintain a minimum cumulative GPA each semester as required for specific scholarships, and be making Satisfactory Academic Progress (SAP)
• Should file their FAFSA application by the February 14 priority date
• Will only be eligible for a scholarship for a maximum of eight full-time semesters of continuous enrollment, unless enrolled in an approved undergraduate five-year program (ten full-time semesters), or is a transfer student*
• Will only be eligible for an undergraduate scholarship if enrolled full-time (12 credits or more) in courses applicable to their undergraduate program

* Transfer scholarships are not to exceed a maximum of three years or six semesters of continuous full-time enrollment, unless enrolled in an approved undergraduate five-year program. All renewal criteria must be met.

Students who qualify for special discounted tuition packages may not qualify for other university scholarships, or may have scholarships or discounted tuition packages reduced accordingly. In the case of a tuition discount (e.g., tuition remission), scholarships received for credits taken in excess of maximum allowable discounted tuition will be prorated accordingly based on standard remaining credit ranges. In addition, students may only qualify for one discounted tuition program at a time. Any combination of scholarships and tuition credit awards cannot exceed tuition charges.

Students may receive a prorated scholarship, if they are enrolled for less than 12 credits within their program in their final semester of enrollment, provided all other scholarship renewal criteria are met. Scholarships and grants are only available for fall and spring semesters and cannot be used for attendance during summer periods of attendance.

More Information

• First-Year Student Scholarships
• Transfer Scholarships
• Continuing Student Scholarships
• New York Tech Grant
• Athletics Service to School Award

First-Year Student Scholarships

This policy is effective for scholarships and grants earned for the Fall 2020 semester, and for all subsequent semesters. This complies with updated federal regulations in the Federal Student Aid Handbook, published December 7, 2022.

Eligible students entering their first year at New York Institute of Technology may qualify for a scholarship based on high school cumulative GPA. Scholarships are based on continued funding and may be renewed each semester, provided that the student enrolls full-time within their program, maintains sufficient levels of performance, and the cumulative GPA requirement specific to their scholarship. Additional details may be obtained from the Office of Admissions. Eligibility for all institutional scholarships and grants are limited to students whose campus location is Long Island, New York City, or online. Scholarships and grants are for tuition only and divided equally between fall and spring semesters.

View a list of all institutional scholarships offered to first-year students

First-year students are considered for scholarships based on the strength of their applications, including GPA and average. Students who apply to the university without SAT/ACT scores may be eligible for scholarships. Students may be awarded the President's Scholarship, Theodore K. Steele Memorial Scholarship, NYIT Scholarship, and Academic Achievement Awards.

President's Scholarship: $33,000 per year ($28,000 for B.S./D.O. students)

To qualify:

• Complete the FAFSA (U.S. students only)
• Be an entering first-year student
• GPA Range: 4.0 or higher

Theodore K. Steele Memorial Scholarship: $29,000 per year ($28,000 FOR B.S./D.O. students)

To qualify:

• Complete the FAFSA (U.S. students only)
• Be an entering first-year student
• GPA Range: 3.75–3.99

New York Tech Scholarship: $26,500 per year ($26,000 FOR B.S./D.O. students)

To qualify:

• Complete the FAFSA (U.S. students only)
• Be an entering first-year student
• GPA Range: 3.50–3.74

Academic Achievement Award: $20,000/$24,000 per year ($20,000/$24,000 FOR B.S./D.O. students)

To qualify:

• Complete the FAFSA (U.S. students only)
• Be an entering first-year student
• GPA Range: 3.2–3.49 (for higher scholarship amount)
• GPA Range: 3.0–3.19 (for lower scholarship amount)

Renewal Criteria (for all first-year awards listed above)

You will be eligible to receive this scholarship for a maximum of four years (or eight semesters) of continuous full-time undergraduate enrollment at New York Institute of Technology. Students matriculated in an approved five-year undergraduate program may receive up to ten semesters of eligibility. You must satisfactorily attempt to complete 12 credits each semester. You must also maintain satisfactory academic progress (SAP) and a 2.8 minimum cumulative GPA. Undergraduate students in their sophomore or junior year, who do not meet the minimum GPA requirements for scholarship renewal, may have an opportunity to maintain their scholarship by successfully completing the Achieving College Excellence (ACE) program. Eligible students will be invited to participate. ACE program participation is limited to four semesters. University scholarships and grants are for tuition only, divided equally between fall and spring semesters. They are not applicable to summer session attendance.

Legacy Award: $1,000 per year

To qualify:

• Be an entering undergraduate full-time student in a degree-bearing program
• Have a parent or legal guardian who graduated from New York Tech in a degree-bearing program
• Submit the Legacy Award Application to the Office of Alumni Relations
  • This application can be submitted one time to be applied for the duration of the program
• Application Deadlines: July 15 for the fall semester and December 15 for the spring semester.

Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award

This award acknowledges New York Tech students with parents or legal guardians who are active, fully employed (non-volunteer) within the tristate region (NY, NJ, CT) in certain professional service positions serving their community. The award will cover up to 50 percent of a student's flat-rate full-time tuition (12–18 credits) for no more than eight continuous full-time semesters of enrollment (six semesters for transfers, ten for an approved undergraduate five-year program). If a student has been awarded other "tuition-only" awards (including state grants, merit scholarships, and New York Tech Grants), the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award will supplement up to 50 percent of tuition. Only credits/courses for full-time enrollment within the student's program of study are eligible. The award applies to fall and spring semesters only. Students who qualify for special discounted tuition packages or have specific program scholarships (e.g., HEOP, an athletic award, tuition remission, tuition exchange) are disqualified, as students may only qualify for one discounted tuition program at a time.

To qualify:

• Be an entering or continuing undergraduate full-time student in first degree-granting program at the Long Island or New York City campus
• Have a valid FAFSA on file for the relevant academic year prior to the award application deadline
• Parent or legal guardian must be actively employed full-time (non-volunteer) as one of the following professionals:
  
  • Police Officer
  • Firefighter
  • Emergency Medical Technician (EMT) in emergency medical services
  • Certified Teacher of a K–12 grade

• Submit the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award form to the Office of Financial Aid once per application year by the deadline.

  • Deadlines: July 15 for fall, December 15 for spring
  • Incomplete applications will not be reviewed or considered. Applications received after the deadline will be placed on hold and be reviewed for the next semester.
• Submit a copy of the parent's/legal guardian's unexpired active status employee ID card/badge
• Submit an official letter on letterhead from the parent's/legal guardian's place of employment verifying their current work status (i.e., full-time and active employment), in addition to completion and submission of Section A on the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award form.

NYIT FIRST Scholarship: $500 (one-time award)

In collaboration with FIRST, New York Tech offers two $500 merit-based scholarships to high school seniors who have been actively involved on a FIRST team and would like to attend New York Tech. This scholarship may be used for a student in any undergraduate program offered in NYIT College of Engineering and Computing Sciences. This scholarship is a one-time award and is in addition to any other scholarship from the university for which students may qualify. Each recipient must meet the regular academic requirements for admission to the college. Complete the application. All applications must be received by May 15.

To qualify:

• Complete the FAFSA (U.S. students only)
• Be a senior in high school
• Participated on a FIRST team
• Minimum high school GPA of 3.0 (on a scale up to 4.0)
• Apply and be admitted as a full-time student in one of the following programs:
  
  • Computer Science
  • Construction Engineering
  • Electrical and Computer Engineering
  • Electrical and Computer Engineering Technology
  • Engineering Management
  • Information Technology
  • Mechanical Engineering

You do not need to have already been admitted at the time you apply for this scholarship.

Apply by May 15:

• Complete the NYIT FIRST Scholarship Application, including high school transcript and SAT/ACT score report
• Submit a 500-word essay regarding how your FIRST experience has affected your career goals OR essay describing your FIRST involvement, co-curricular activities and any academic honors
• Submit a letter of recommendation from an adult mentor/coach on your FIRST team

Raise Scholarship

Create your profile on Raise and get matched to New York Tech scholarships while you are in high school.

Join Raise now

Additional information and criteria can be viewed at Financial Aid – New York Tech Scholarships.

Transfer Scholarships

This policy is effective for scholarships and grants earned for the Fall 2020 semester, and for all subsequent semesters. This complies with updated federal regulations in the Federal Student Aid Handbook, published December 7, 2022.

Limited scholarships are available to graduates of accredited two-year colleges, and transfer students from four-year colleges who completed a minimum of 24 credits from the prior school and who wish to complete their bachelor's degree at New York Institute of Technology. The minimum required cumulative GPA ranges from 2.5 to 3.75, and award amounts vary accordingly. Transfer scholarships will be granted for a maximum of three years or six semesters of continuous full-time enrollment unless the student is enrolled in an approved undergraduate five-year program. For approved undergraduate five-year programs, transfer scholarships will be granted for a maximum of four years or eight semesters of continuous full-time enrollment. All renewal criteria below must be met.

Transfer Scholarships: $6,000–$20,000

If you receive this scholarship, you are eligible for a maximum of three years (six semesters) of continuous full-time undergraduate enrollment at New York Tech.

To qualify, students must:

• Complete the FAFSA each year you are enrolled at the university (U.S. students only)
• Have earned at least 24 credits from an accredited college or university
• Have a minimum cumulative GPA of 2.5

You may qualify for a transfer award based on your cumulative GPA (estimated below) and prior coursework.

A transfer scholarship will be renewed each semester provided you maintain continuous full-time enrollment (minimum 12 credits) and meet satisfactory academic progress (SAP) requirements. Students must also maintain the required 2.8 cumulative GPA for a New York Tech Transfer scholarship renewal.

Phi Theta Kappa Transfer Scholarships: up to $2,500

The Office of Admissions selects four transfer student applicants per year to receive this $2,500 scholarship. Students must have been members of the Phi Theta Kappa Honor Society at their prior college.

To qualify, students must:

• Have earned at least 24 credits from an accredited college or university
• Have maintained a 3.5 cumulative GPA
• Submit a PTK scholarship application, along with proof of PTK membership, and an essay to be considered

Legacy Award: $1,000 per year

To qualify, students must:

• Be an entering undergraduate full-time student in a degree-bearing program
• Have a parent or legal guardian who graduated from New York Tech in a degree-bearing program
• Submit the Legacy Award Application to the Office of Alumni Relations. Application Deadlines: June 15 for the fall semester and December 15 for the spring semester

The Legacy Award will be renewed each semester provided the student maintains continuous full-time enrollment (minimum 12 credits) and meets satisfactory academic progress (SAP) requirements.

Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award

This award acknowledges students with parents or legal guardians who are active, fully employed (non-volunteer) within the tristate region (NY, NJ, CT) in certain professional service positions serving their community. The award will cover up to 50 percent of a student's flat-rate full-time tuition (12–18 credits) for no more than eight continuous full-time semesters of enrollment (six semesters for transfers, 10 semesters for an approved undergraduate five-year program). If a student has been awarded other "tuition only" awards (including state grants, merit scholarships, and New York Tech grants), the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award will supplement up to 50 percent of tuition. Only credits/courses for full-time enrollment within the student's program of study are eligible. The award applies to fall and spring semesters only. Students who qualify for special discounted tuition packages or have specific program scholarships (e.g., HEOP, an athletic award, tuition remission, tuition exchange) are disqualified, as students may only qualify for one discounted tuition program at a time.

To qualify, students must:

• Be an entering or continuing undergraduate full-time student in first degree-granting program at the Long Island or New York City campus
• Have a valid FAFSA on file for the relevant academic year prior to the award application deadline
• Parent or legal guardian must be actively employed full-time (non-volunteer) as one of the following professionals:
  
  • Police Officer
  • Firefighter
  • Emergency Medical Technician (EMT) in emergency medical services
  • Certified Teacher of a K–12 grade

• Submit the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award form to the Office of Financial Aid once per application year by the deadline.

  • Deadlines: July 15 for fall, December 15 for spring
  • Incomplete applications will not be reviewed or considered. Applications received after the deadline will be placed on hold and be reviewed for the next semester.
• Submit a copy of the parent's/legal guardian's unexpired active status employee ID card/badge.
• Submit an official letter on letterhead from the parent's/legal guardian's place of employment verifying their current work status (i.e. full-time and active employment), in addition to completion and submission of Section A on the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award form.

Raise Scholarship

Create your profile on Raise and get matched to institutional scholarships before you transfer.

Join Raise now

Additional information and criteria can be viewed at Financial Aid – New York Tech Scholarships.

Continuing Student Scholarships

This policy is effective for scholarships and grants earned for the fall 2020 semester, and for all subsequent semesters. This complies with updated federal regulations in the Federal Student Aid Handbook, published December 7, 2022.

New York Institute of Technology has established awards to recognize full-time (12 or more credits) undergraduate students who have demonstrated their commitment to the college and have achieved academic success after earning credits at the university. Awards will be granted each semester, based on full-time attendance in the previous term and a minimum cumulative GPA. Earned credits must be applicable to the student's degree program of study. Scholarships are not offered in the summer term.

New York Tech Scholar Incentive Awards: $3,000–$4,000

This award is for full-time undergraduate students who were not awarded any other university academic scholarship upon admittance. If you have demonstrated your commitment to New York Tech and have achieved academic success after earning 30–59 credits at the university, then you may be awarded between $3,000 and $4,000.

Awards will be granted each semester. You cannot receive two merit-based academic scholarships concurrently. In the event that you qualify for more than one scholarship, the one with the highest dollar value will be awarded.

If you qualify, you will receive this award for a maximum of three years (six semesters) of continuous enrollment in a four-year program.

To qualify, students must:

• Complete the FAFSA (U.S. students only).
• Be a full-time matriculated undergraduate student with 30–59 credits applicable to your degree
• Maintain Satisfactory Academic Progress
• Have a minimum cumulative GPA of 3.0. If you have a cumulative GPA of 3.5 or higher, then you may receive the higher scholarship amount.

New York Tech Academic Scholarship Program: $3,000–$4,000

This program recognizes and honors undergraduate students who have demonstrated a commitment to New York Tech. This award is for full-time undergraduate students who were not awarded any other university academic scholarship upon admittance. You may receive an award if you have shown consistent academic success after earning 60 or more credits applicable toward your degree. If you qualify, you will receive this award for a maximum of two years (four semesters).

You cannot receive two merit-based academic scholarships concurrently. In the event that you qualify for more than one scholarship, the one with the highest dollar value will be awarded.

To qualify, students must:

• Complete the FAFSA (U.S. students only)
• Be a full-time matriculated undergraduate New York Tech student with 60 or more credits applicable to your degree
• Maintain Satisfactory Academic Progress
• Have a minimum cumulative GPA of 3.0

New York Tech Grant: Amount Varies

This grant is awarded to a limited number of current undergraduate students based upon financial need as determined, in part, by the results of your completed Free Application for Federal Student Aid (FAFSA). This grant is not renewable; amounts may vary each year. New York Tech Grants are for tuition only and are divided equally between fall and spring semesters. Eligibility for institutional scholarships and grants is limited to students whose Office of Admissions-assigned campus location is New York City, Long Island, or Online. The New York Tech Grant cannot be used for summer or intersession-only periods of attendance. Students who receive full-tuition awards such as tuition remission or tuition exchange, as well as discounted tuition rates and other institutional grants (e.g., Athletics Service to School award or Athletics Grant-in-Aid award), may be ineligible for the New York Tech Grant.

To qualify, students must:

• Complete the FAFSA (U.S. students only)
• Maintain satisfactory academic progress and be eligible for federal financial aid
• Be enrolled full-time (minimum 12 credits)

New York Tech Resident Hall Grant: Amount Varies

This grant is awarded to a limited number of undergraduate students based upon financial need as determined, in part, by the results of your completed Free Application for Federal Student Aid (FAFSA), and on-campus housing and food costs. The New York Tech Resident Hall Grant amount may vary each year. It is for on-campus housing and food costs only and is divided equally between fall and spring semesters; this grant is not applied towards tuition. Eligibility for the New York Tech Resident Hall Grant is limited to students whose Office of Admissions-assigned campus location is Long Island or New York City. The New York Tech Resident Hall Grant cannot be used for summer or intersession-only periods of attendance. Students who receive full-tuition awards such as tuition remission or tuition exchange, as well as discounted tuition rates and other institutional grants (e.g., Athletics Service to School award or Athletics Grant-in-Aid award), may be ineligible for the New York Tech Resident Hall Grant.

To qualify, students must:

• Complete the FAFSA (U.S. students only)
• Maintain satisfactory academic progress and be eligible for federal financial aid
• Be enrolled full-time (minimum 12 credits)
• Stay in the residence halls on the Long Island or New York City campuses

Dr. Martin Luther King, Jr. Scholarship: up to $1,000 per year

Created in memory of Dr. Martin Luther King Jr., and in recognition of his beliefs, this scholarship is granted to low-income minority undergraduate and graduate students with high levels of academic achievement, leadership ability, and outstanding character. Application requirements and awards are determined on a semester-by-semester basis.

To qualify, students must:

• Complete the FAFSA (U.S. students only)
• Request an application: email heopma@nyit.edu or call 212.261.1545

Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award

This award acknowledges New York Tech students with parents or legal guardians who are active, fully employed (non-volunteer) within the tri-state region (NY, NJ, CT) in certain professional service positions serving their community. The award will cover up to 50 percent of a students' flat-rate full-time tuition (12–18 credits) for no more than eight continuous full-time semesters of enrollment (six semesters for transfers, 10 semesters for an approved five-year program). If a student has been awarded other "tuition only" awards (including state grants, merit scholarships, and university grants), the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award will supplement up to 50 percent of tuition. Only credits/courses for full-time enrollment within the student's program of study are eligible. The award applies to fall and spring semesters only. Students who qualify for special discounted tuition packages or have specific program scholarships (e.g., HEOP, an athletic award, tuition remission, tuition exchange) are disqualified, as students may only qualify for one discounted tuition program at a time.

To qualify, students must:

• Be an entering or continuing full-time undergraduate student in a first degree-granting program at the Long Island or New York City campus
• Have a valid FAFSA on file for the relevant academic year prior to the award application deadline
• Parent or legal guardian must be actively employed full-time (non-volunteer) as one of the following professionals:
  
  • Police Officer
  • Firefighter
  • Emergency Medical Technician (EMT) in emergency medical services
  • Certified Teacher of a K–12 grade
• Submit the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award form to the Office of Financial Aid once per application year by the deadline.
  • Deadlines: July 15 for fall, December 15 for spring
  • Incomplete applications will not be reviewed or considered. Applications received after the deadline will be placed on hold and be reviewed for the next semester within the academic year.
• Submit a copy of the parent's/legal guardian's unexpired active status employee ID card/badge.
• Submit an official letter on letterhead from the parent's/legal guardian's place of employment verifying their current work status (i.e., full-time and active employment), in addition to completion and submission of Section A on the Children of Police Officers, Firefighters, EMT, and K–12 Teachers Award form.

Additional information and criteria can be viewed at Financial Aid – New York Tech Scholarships.

Federal Pell Grant

The Federal Pell Grant is for undergraduate, matriculated students who are enrolled in at least one credit and meet the financial need guidelines of the program. Eligibility for the Federal Pell Grant is limited to students who have not received their first bachelor's degree, or who are enrolled in certain post-baccalaureate programs that lead to certain certification or licensure, as well as to those who demonstrate financial need, according to the results of the Free Application for Federal Student Aid (FAFSA) and meet all other eligibility requirements.

Students are required to file the Free Application for Federal Student Aid (FAFSA) and will then receive the results of their FAFSA directly from the Federal Processing Center. Shortly thereafter, the Office of Financial Aid receives the same information electronically. Awards are based on the Expected Family Contribution (EFC) as determined by a federal methodology, the cost of attendance, the number of credits attempted in a given semester, and the federal appropriation for the program, as determined by Congress. To maintain eligibility for the Federal Pell Grant, students must apply by submitting the FAFSA annually, continue to meet the financial need guidelines and eligibility rules, and maintain the minimum satisfactory academic progress standards as established by New York Institute of Technology. Students must also not be in default on any student loan or owe a repayment of Federal Pell Grant funds for attendance in a prior period. Students may not receive a Federal Pell Grant from more than one institution at a time.

Federal Pell Grant Lifetime Eligibility Used (LEU)

Effective as of the 2012–2013 Award Year, the U.S. Department of Education has established regulations for the duration of a student's eligibility to receive a Federal Pell Grant. A student may receive up to 12 full-time semesters (six years or its equivalent) of a Federal Pell Grant. This regulation applies to all students eligible for Federal Pell Grants HEA section 401(c)(5) and Title 34 CFR 690. If the institution receives notification from the U.S. Department of Education that a Federal Pell Grant applicant has reached, or is close to, the maximum lifetime award, the institution and the U.S. Department of Education will notify the student, and the Office of Financial Aid will adjust all awards as necessary.

Reference: 2023–2024 FSA Student Handbook, Volume 7, Chapter 8, p. 46

Year-Round Federal Pell Grants

Federal Pell Grants are offered during the fall and spring semester for eligible students. Effective beginning with the 2017–2018 award year, students may be eligible for Federal Pell Grant funds for up to 150 percent of the Federal Pell Grant Scheduled Award for an award year. This provision of Section 401(b)(8) of the Higher Education Act of 1965 (HEA) as added by section 310 of the Department of Education Appropriations Act, 2017 allows students to receive a Federal Pell Grant during a summer period of enrollment if certain conditions are met.

To be eligible for additional grant funds during a summer period of enrollment, a student must be otherwise eligible to receive the Federal Pell Grant for the payment period and must be enrolled at least half-time in the payment periods for which the additional grant funds in excess of 100 percent of the student's Pell Grant Scheduled Award are received.

Any additional grant funds received will be included in determining the student's Federal Pell Grant duration of eligibility and Lifetime Eligibility Used (LEU).

Reference: 2023–2024 FSA Student Handbook, Volume 7, Chapter 5, p. 30

Federal Supplemental Educational Opportunity Grant (FSEOG)

The Federal Supplemental Educational Opportunity Grant (FSEOG) program provides need-based grants to help low-income undergraduate students finance the costs of postsecondary education, and may be available to students who are eligible for Federal Pell Grants. Federal funds are limited for this program—only applicants who demonstrate the greatest financial need are considered for FSEOG. These limited campus-based funds are awarded by the Office of Financial Aid in amounts ranging from $100 to $4,000 per year. Award amounts are dependent upon many factors including, but not limited to: financial need, the time at which the student applies for federal financial aid, amount of other aid a student receives, and availability of funds. Students must file a Free Application for Federal Student Aid (FAFSA) each year as part of the application process for an FSEOG. Eligibility is determined annually based on results from the FAFSA and students must maintain satisfactory academic progress as determined by the applicable New York Institute of Technology degree program rules.

Federal College Work-Study

New York Institute of Technology participates in the federally sponsored Federal College Work-Study Program (FCWS). This program provides part-time jobs to students with financial need while enrolled at the university. A Federal Work Study job is different from other jobs for the following two reasons:

1. The hours are flexible to ensure that students have enough time to study, and
2. When students apply for financial aid for the following year, the money the student earned through this program is excluded in the federal calculation determining the Estimated Family Contribution (EFC) amount used to determine financial need.

Students should complete the Free Application for Federal Student Aid (FAFSA) as early as possible in their application process and indicate a desire to participate in the Federal College Work Study Program on the FAFSA application. The Office of Financial Aid will determine a student's eligibility based on demonstrated financial need and availability of federal funds.

If a student is eligible and would like to participate in the Federal College Work-Study Program, they must accept the offer of assistance via their online Student Service HUB self-service portal. If a student fails to contact the Office of Student Employment by the first week in October for the fall semester, or the first week in February for the spring semester, there is a risk that the college work-study offer may be canceled. Funds are limited and there is usually a waiting list of students who would like to obtain positions. Jobs are available both on and off campus and could include community service work. Once students are assigned a job, they will receive a paycheck for the hours they've worked. If a student does not work enough hours, they may not earn all of the funds that have been offered.

Please be aware that the amount of Federal College Work Study indicated on the Financial Assistance Plan is not deducted from the student's tuition bill, but rather reflects the amount of money available for the student to earn under the program. It is the student's responsibility to obtain a job through the Office of Student Employment. Renewal is dependent upon continued demonstration of financial need, availability of federal funds, and maintenance of the minimum academic standards established by New York Institute of Technology. Students are required to file the FAFSA and indicate a desire to participate each year for continued determination of eligibility.

If you have been offered Federal Work Study (FWS) for the 2024–2025 academic year, and have accepted your FWS offer, the next step is to find a part-time job on or off campus.

1. Log into Handshake.
   
   • If you have never logged in before, your username is your university email address (ex: bjones@nyit.edu) and your password is your seven-digit student ID number. These can be changed once you've logged in.
2. Click on the "Job Search" button on the menu bar located at the top of the webpage. Under position type, select the type of job you would like to apply for. If you are unsure, you can select both options and search for a job that interests you:
   
   • FWS-On Campus: This job would be located in a department on the Long Island or New York City campus.
   • FWS-CSI (Community Service Internship): This job would be located at a nonprofit organization and would give you the opportunity to work in your field of interest.
3. Once you find a job that interests you, click on the job to view more specifics. Take a look at the job description to see what things you may be asked to do at the job. Be sure to look at the hours per week and qualifications to make sure you meet the requirements.
4. If you meet the job qualifications, and would like to apply for that position, contact the supervisor listed in the "Applicant Instructions" section to set up an interview time. The Applicant Instructions section will also list what you may be required to submit, such as a cover letter and/or resume.
5. After you have applied, you will be contacted if you were selected for an interview. If you are offered the job, your next step is to fill out Student Employment Paperwork before starting work. This paperwork can be downloaded or picked up from the Office of Student Employment. All forms MUST be completed by the student and signed by your supervisor.
6. Bring your completed, signed forms to the Office of Student Employment, along with the proper ID's listed on the I-9, before you start working.
7. Once your paperwork is completed, submitted, and approved, you may start working!
   • Your paperwork will be processed and you will receive an email within a few days with instructions on how to complete timesheets. You will gain access to your timesheets a few days after receiving this email.

During the school year, you are able to work up to 20 hours per week. During school breaks and summer, you are able to work up to 35 hours per week. You will be eligible to work from July 1, 2024 – June 30, 2025. Once you have earned all the money you have been offered, you must stop working.

New York State Tuition Assistance Program (TAP)

NYIT TAP CODE – 2120

The following information is taken from the New York State Higher Education Services Corporation (HESC) website at hesc.ny.gov. Please contact the Office of the Registrar for specific program eligibility requirements.

The New York State Tuition Assistance Program (TAP) helps eligible New York State residents pay tuition at approved schools in New York State. Depending upon the academic year in which you begin study, an annual TAP award currently has a maximum eligibility of $5,665. TAP is a grant from the state. It does not have to be paid back.

To be eligible for TAP, you must:

• Be a United States citizen or eligible noncitizen
• Be a legal resident of New York State and have resided in New York State for 12 continuous months prior to the start of the term
• Have graduated from high school in the United States, earned a high school equivalency diploma by passing a Test Assessing Secondary Completion (TASC™) formerly known as a GED, or passed a federally approved "Ability to Benefit" test as defined by the commissioner of the New York State Education Department
• Study at an approved postsecondary institution in New York State
• Be matriculated in an approved program of study and be in good academic standing with at least a "C" average as of the fourth semester payment
• Be enrolled as a full-time student taking 12 or more credits applicable toward the degree program* per semester to receive TAP
• Be charged at least $200 tuition per year
• Not be in default on any state or federal student loans and not be in default on any repayment of state awards
• Be in compliance with the terms of any service condition imposed by a NYS award
• Meet income requirement
  See the following income eligibility limitations below:
  • $80,000 NYS taxable income for dependent undergraduate students, or those who qualify as an orphan, foster child, or ward of the court, or independent students who are married and have tax dependents, or independent students who are unmarried and have tax dependents
  • $40,000 NYS taxable income for married independent undergraduate students who have no other tax dependents
  • $10,000 NYS taxable income for unmarried independent undergraduate students with no tax dependents

* Credit-bearing courses in the student's minimum full-time course load (12 semester hours or the equivalent) must consist of courses applicable to the student's program of study as a general education requirement, major requirement, or elective.

Students who do not meet all of the New York State residency and/or United States citizenship eligibility requirements for the TAP Grant may apply under the the Senator Jose Peralta New York State DREAM Act. For eligibility requirements and application information, visit the NYS HESC website.

TAP Certification Process: Each semester, the Office of the Registrar must certify the TAP award based on eligibility guidelines listed above. TAP certification begins after the end of the add/drop period and continues throughout the academic year.

What Determines the Amount of the TAP Award?
The award amount is determined by:

• Academic year in which first payment of TAP or any state award is received
• Type of postsecondary institution and the tuition charge
• Combined family New York State taxable income and federal, state, or local pension income and private and pension annuity, if applicable
• Financial status (dependent or independent)
• Other family members enrolled in college

How to maintain eligibility for TAP
To remain eligible for New York State student financial assistance, you must remain in good academic standing. Two elements make up good academic standing: making satisfactory academic progress toward a degree and pursuing the program of study. See Satisfactory Academic Progress for TAP and Four- and Five-Year Baccalaureate Programs at hesc.ny.gov.

How to apply for TAP
To apply for TAP, you and your parents (if dependent) must first create a FSA ID. The student logs onto Free Application for Federal Student Aid (FAFSA) with their FSA ID, and both the parent and student sign the FAFSA using their FSA ID and submit it to the federal government.

If you are eligible to receive federal student aid (also known as Title IV aid), you must complete both the FAFSA and the NYS TAP application. If you are not eligible to receive federal student aid (also known as Title IV aid), you must simply complete the NYS TAP application under the provisions of the NYS DREAM Act (see eligibility criteria for NYS TAP through the NYS DREAM Act).

If you are a New York State resident and did not complete the NYS TAP application after filing your FAFSA, you will receive an email from HESC—usually within three to four days of completing the FAFSA—with instructions on how to complete the TAP on the web application, provided you selected at least one NYS college on the FAFSA.

At the beginning of the online TAP application on HESC, you will be prompted to create a HESC-specific user name and personal identification number called a HescPIN. You will use your HescPIN when electronically signing your TAP application and when accessing your HESC account information in the future. The NYS TAP school code: 4 Years Undergraduate – 2120.

If you are a qualifying New York State resident, you should complete the TAP application online using the New York State link on the FAFSA Submission Confirmation page, or by going to hesc.ny.gov.

The application deadline for TAP is June 30 of the academic year for which the aid is sought.

New York State Aid for Part-Time Study (APTS)

The Aid for Part-Time Study (APTS) program provides grant assistance for eligible part-time students enrolled in approved undergraduate studies.

This New York State grant program provides aid amounts up to $2,000 per year ($1,000 per semester) for eligible part-time students enrolled in at least three (3) but fewer than twelve (12) credit hours per semester. An APTS award cannot exceed tuition charges. Students must be enrolled for the entire 15 weeks of the semester for which they are seeking APTS.

To be considered for an APTS award, you must:

• Be a legal resident of New York State and have resided in NYS for at least 12 continuous months prior to the start of the term
• Have graduated from a high school in the United States, earned a high school equivalency diploma by passing a Test Assessing Secondary Completion (TASC™) formerly known as a GED, or passed a federally approved "Ability to Benefit" test as defined by the commissioner of the State Education Department
• Be enrolled as a part-time student
• Be matriculated in an approved program of study in a participating New York State postsecondary institution
• Be in good academic standing
• Be charged at least $100 tuition per year
• Have not exhausted Tuition Assistance Program (TAP) eligibility
• Not be in default on a student loan made under any NYS or federal education loan program or repayment of any NYS award and be in compliance with the terms of any service condition imposed by a NYS award
• Be in compliance with the terms of any service condition imposed by a NYS award
• Meet the following income eligibility limitations,* which are based on New York State net taxable income; federal, state, or local pension income; and private pension or annuity income, if applicable, from the preceding calendar year:
  • For students who were eligible to be claimed as tax dependents by their parents, family New York State NET taxable income may not exceed $50,550. Family income includes student AND parent income.
  • For students who were not eligible to be claimed by their parents as tax dependents, their New York State NET taxable income (including spouse's income) may not exceed $34,250. The spouse's income must be included if they were married on or before December 31 of the previous calendar year.
  • For students who were not eligible to be claimed by their parents but were eligible to claim tax dependents other than self and/or spouse, their New York State NET taxable income (including spouse's income) may not exceed $50,550. The spouse's income must be included if they were married on or before December 31 of the previous calendar year.

* Private pension and annuity amounts are to be included in the calculation of income used for determining APTS award eligibility.

Note: Net Taxable Income refers to that portion of income on which tax is payable after relevant exemptions and deductions have been taken into consideration, as reported on the appropriate New York State Income Tax Return. Individuals are required to report income, including income earned from outside NYS, on their APTS application regardless of whether they filed federal or state taxes, unless the income is not considered taxable by NYS law.

Funding is limited and students are strongly urged to apply early by completing the Aid for Part-Time Study application and submitting it to the Office of Financial Aid along with a copy of the appropriate year NYS Tax Return form for the student, spouse, and/or parents (if applicable). Students must submit all required documentation to the Office of Financial Aid as soon as requested.

New York State Part-Time Tuition Assistance Program (TAP)

NYIT TAP CODE – 2120

Part-Time TAP helps eligible New York residents attending in-state postsecondary institutions on a part-time basis pay for tuition. Part-Time TAP is a grant and does not have to be paid back.

To be eligible for Part-Time TAP, you must meet all of the eligibility requirements for TAP. Additionally, students must be taking at least six (6) but fewer than twelve (12) credits per semester to qualify for Part-Time TAP. The Office of the Registrar will review students' academic records for Part-Time TAP eligibility.

To apply for Part-Time TAP, complete the NYS HESC TAP application after completion of your Free Application for Federal Student Aid (FAFSA) or at hesc.ny.gov.

Part-Time TAP is not the same as Aid for Part-Time Study. Students may qualify for both Part-Time TAP and Aid for Part-Time Study in one semester, provided they meet eligibility criteria.

New York State Veterans Tuition Awards

Veterans Tuition Awards (VTA) are awards for full-time and part-time study for eligible veterans matriculated in an approved program at an undergraduate or graduate degree-granting institution or in an approved vocational training program in New York State.

Note: Students previously approved for this award must apply for payment each year. Those students who are attending an approved undergraduate or graduate program may apply for payment for the current academic year by completing the Free Application for Federal Student Aid (FAFSA) and then linking to the TAP on the web application. See How to Apply for Payment below for additional details.

Award Amounts

• For full-time study, a recipient will receive an award of up to the full cost of undergraduate tuition for New York State residents at the State University of New York, or actual tuition charged, whichever is less. Full-time study is defined as 12 or more credits per semester (or the equivalent) in an approved program at a degree-granting institution.
• For part-time study, awards will be prorated by credit hour. Part-time study is defined as at least three but fewer than 12 credits per semester (or the equivalent) in an approved program at a degree-granting institution.

Duplicative Benefits

The combined tuition benefits available to a student cannot exceed the student's total tuition costs. Tuition payments received by a student under the Post-9/11 GI BILL® (Chapter 33 veteran benefits) and Yellow Ribbon Program are considered duplicative of any VTA and/or TAP award. Students receiving tuition assistance through these programs may, and in most cases will, have their state VTA and/or TAP payment reduced or denied due to these other benefits; however, payments received under the Montgomery GI BILL® do not duplicate the purpose of the VTA and/or TAP.

Note: Students attending high tuition schools may be eligible to receive both the federal and state benefits. Additionally, students with a "Percentage of Maximum Benefit Payable" under the Post-9/11 GI BILL® (Chapter 33 veteran benefits) Program of less than 100 percent and those continuing to receive benefits under the Montgomery GI BILL® may also receive both federal and state benefits.

VTA Benefits – Duration

Full-time Study

• Approved Undergraduate Degree-Granting Programs: Awards are available for up to eight semesters (four years) of undergraduate study. Awards can be made available for up to 10 semesters of undergraduate study for enrollment in an approved five-year program or for enrollment in an approved program of remedial study.
• Approved Graduate Degree-Granting Programs: Awards are available for up to six semesters (three years) of graduate study.
• Approved Vocational Training Programs: Awards are available for up to a maximum of four semesters (two years) of study in an approved vocational training program.

Part-time Study

• Approved Undergraduate Degree-Granting Programs: Awards are available for up to the equivalent of 16 semesters (eight years) of part-time undergraduate study in a four-year program. Awards can be made available for up to the equivalent of 20 semesters (10 years) of part-time study for enrollment in an approved five-year undergraduate program, which normally requires five academic years of full-time study.
• Approved Graduate Degree-Granting Programs: Awards are available for up to the equivalent of six semesters (three years) of full-time graduate study.
• Approved Vocational Training Programs: Awards are available for up to a maximum of eight semesters (four years) of part-time study in an approved vocational training program.

Approved programs are defined as undergraduate degree, graduate degree, diploma, and certificate programs at degree-granting institutions, or non-credit vocational training programs of at least 320 clock hours specifically approved by the New York State Education Department Office of College and University Evaluation.

Eligible Veterans

Eligible students are those who are New York State residents discharged under honorable conditions from the U.S. Armed Forces and who are:

• Vietnam Veterans who served in Indochina between February 28, 1961 and May 7, 1975
• Persian Gulf Veterans who served in the Persian Gulf on or after August 2, 1990
• Afghanistan Veterans who served in Afghanistan during hostilities on or after September 11, 2001
• Veterans of the armed forces of the United States who served in hostilities that occurred after February 28, 1961 as evidenced by receipt of an Armed Forces Expeditionary Medal, Navy Expeditionary Medal, or a Marine Corps Expeditionary Medal

Students must also:

• Establish eligibility by applying to HESC
• Be a legal resident of NYS and have resided in NYS for 12 continuous months prior to the beginning of the term
• Be a U.S. citizen or eligible noncitizen
• Be matriculated full- or part-time at an undergraduate or graduate degree-granting institution in New York State or in an approved vocational training program in New York State
• Have applied for the Tuition Assistance Program for all undergraduate or graduate study
• Have graduated from high school in the United States, earned a GED, or passed a federally approved "Ability to Benefit" test as defined by the commissioner of the State Education Department
• Meet good academic standing requirements
• Be charged at least $200 tuition per year
• Be in a non-default status on a student loan made under any NYS or federal education loan program or repayment of any state award
• Be in compliance with the terms of any service condition imposed by a state award

How to Establish Eligibility

Complete the New York State Veterans Tuition Award Supplement or contact HESC. Questions regarding eligible service or how to document service should be directed to the HESC Scholarship Unit.

How to Apply for Payment

Once you have established your eligibility, you must apply for payment. While you need only establish your eligibility once, you must apply for payment each year.

For undergraduate and graduate, full-time and part-time study:

• Complete and submit the NYS Veterans Tuition Award Application. Be sure to print the Application Confirmation and sign and submit it along with the required documentation according to the instructions.
• Complete the Free Application for Federal Student Aid (FAFSA)—the form used by most colleges, universities, and vocational schools for awarding federal student aid and most state and college aid—and then link to TAP on the online application.

For veterans who do not anticipate filing a FAFSA, complete a Scholarship Grant Payment Application. To receive a copy of the application, please call 888.697.4372.

First-time applicants for NYS financial aid under the provisions of the DREAM Act must apply for eligibility under the NYS DREAM Act before applying for the Veterans Tuition Awards program. If you have previously qualified under the NYS DREAM Act, you will simply need to log into your account and add a new application to apply for the Veterans Tuition Awards.

For Vocational Training Program students, complete and submit only the NYS Veterans Tuition Award Application.

All applications must be completed by June 30 of the academic year for which an award is sought. To learn more about programs and benefits for veterans, visit the Division of Veterans Affairs website.

New York State Native American Indian Aid Program

Eligibility from NYS HESC

Enrolled members of a New York State tribe and their children who are attending, or planning to attend, a college in New York State and are New York State residents may apply for a New York State Aid to Native Americans award. Awards are made to all eligible applicants and there is no qualifying examination. Awards are available for two-, four-, or five-year programs.

Available Awards

Eligible and/or certified American Indian students are eligible to receive grant awards of up to $2,000 per year ($1,000 per semester) for up to four years of full-time study (five years for specific programs requiring five years to complete degree requirements). Students registered for less than 12 credit hours per semester will be considered "part-time" and will be funded on a prorated basis.

Funding is discretionary and can be used towards any direct or indirect cost of attendance. If funding is available, eligible students may receive aid for summer course work. Any aid a student receives for summer school study is deducted from the student's maximum entitlement for four years of full-time college study.

Application Process

In addition to submitting the completed application, students must provide the following supporting documents:

• Proof of high school graduation
• An official tribal certification form
• A letter of acceptance from the college

Applications and supporting documentation must be postmarked by July 16 for the fall semester, by January 4 for the spring semester, and by May 20 for the summer session (pending funding availability). There are no application fees. Students must apply for each semester of aid.

More Information

Specific eligibility criteria and information can be found at the New York State Education Department (NYSED) Indigenous Education Program Unit, or contact them by phone at 518.474.0537.

Adult Career and Continuing Education Services (ACCES-VR)

The mission of the Adult Career and Continuing Education Services–Vocational Rehabilitation (ACCES-VR) program is to assist individuals with disabilities to achieve and maintain employment, and to support independent living through training, education, rehabilitation, and career development. They provide vocational, rehabilitation, and independent living services to all eligible persons to enable them to work and live independent, self-directed lives.

For further information, contact 1.800.222.JOBS (5627) or visit NYSED.

Federal Perkins Loans

Please note: The Federal Perkins loan program ended on September 30, 2017 with final disbursements permitted through June 30, 2018 by federal law. Students can no longer receive Federal Perkins loans.

The Federal Perkins loan is a fixed-rate, low-interest loan from the federal government. The interest rate is fixed at 5 percent. Repayment on Federal Perkins loans begins nine months after the borrower leaves school or drops below half-time attendance. For first-time loans disbursed after October 1, 1992, the borrower will make minimum monthly payments of $40. Perkins loans are subsidized by the federal government, therefore, interest will not accrue until repayment begins.

Rights and Responsibilities

Your Rights as a Federal Perkins Loan Borrower
You are entitled to:

• A promissory note, which must be returned to you when the loan is paid in full
• A grace period—the exact length is shown on your promissory note
• Know the total amount of your debt, principal, and interest, including your interest rate, total interest charges on your loan, and other fees that may be added if you violate terms
• A loan repayment schedule that lets you know when your first payment is due, and the number, frequency, and amount of repayments
• Know where to send your payments
• A list of deferment and cancellation conditions, and the conditions under which the Department of Defense (if applicable) will repay your loan
• An explanation of penalty-free prepayment
• Forbearance, if your total loan debt is equal to or greater than 20 percent of your adjusted gross income

Your Responsibilities as a Federal Perkins Loan Borrower
You must:

• Sign a promissory note
• Repay the loan even if you do not complete your education or are not satisfied with the education you received
• Notify the Federal Perkins Loan Coordinator if you graduate, withdraw, take a leave of absence, drop below half-time status, transfer, change your name, address, or Social Security number
• Repay your loan according to the repayment schedule
• File properly for deferment or cancellation if you qualify

Benefits of a Federal Perkins Loan

• The interest rate is fixed at 5 percent, substantially lower than that of other types of loans, and will not accrue until you make the first payment after your grace period.
• Compared to a loan forgiveness program (such as the PSLF program, which requires you to be in public service for more than 10 years in order for your loan balance to be cancelled), Perkins loans are eligible for federal loan cancellation. This allows 50 percent of your original debt to be cancelled with three-year service as a teacher in certain areas or as a volunteer in the Peace Corps.
• There are many ways to cancel Federal Perkins loans.
• Perkins loans have a longer grace period than Stafford loans.
• There are no fees, unless you are late on a payment or make less than full payments.

Reference: 2023–2024 Federal Student Handbook Volume 6, Chapter 3

Federal Direct Loans

The William D. Ford Federal Direct Student Loan Program, sponsored by the U.S. Department of Education, offers low interest rates, easy repayment terms, and is geared toward those entering or re-entering the workforce. The loan is not credit based and only requires that students meet specific eligibility requirements. All students must file a Free Application for Federal Student Aid (FAFSA) in order for the Office of Financial Aid to determine eligibility for a Federal Direct Loan. Depending on enrollment status, FAFSA results, cost of attendance, and other factors, an amount and type of Federal Direct Loan (Subsidized or Unsubsidized) will be offered to eligible students. The federal government is the lender for student or parent loans received through the Federal Direct Loan Program.

The Department of Education developed a process that all Federal Direct Loan borrowers (subsidized, unsubsidized, graduate PLUS, and parent PLUS loans) are encouraged to complete each year called the Annual Student Loan Acknowledgement (ASLA). The ASLA (formerly known as the Informed Borrowing Confirmation process) is intended to better assist borrowers in understanding the financial responsibility of funding their education and provide current information on a borrower's cumulative loan balance. As part of the Master Promissory Note (MPN) confirmation process, the ASLA allows student and parent borrowers to view how much they currently owe in federal student loans, and to acknowledge that they have seen these amounts before borrowing new loans each award year. The ASLA can be completed online at studentaid.gov/asla and becomes available in April each year.

Public Law 112-74 amended the Higher Education Act (HEA) to temporarily eliminate the interest subsidy provided on Direct Subsidized Loans during the six-month grace period provided to students when they are no longer enrolled on at least a half-time basis. This change was effective for new Direct Loans for which the first disbursement was made on or after July 1, 2012, and before July 1, 2014. The federal government will continue to pay interest that accrues on the Direct Subsidized Loan during in-school and other eligible deferment periods.* The federal government does not pay interest on Direct Unsubsidized Loans at all. Students have the option to pay interest on the unsubsidized portion of a Direct Loan while in school, during other eligible periods of deferment, or let interest accrue until repayment begins. Deferred interest payments on Direct Unsubsidized Loans will be added to the principal loan amount and capitalized by the lender (meaning accrued interest will be added to the principal amount borrowed at repayment).

Applicants must be enrolled at least half-time to be eligible for a Federal Direct Loan and to maintain eligibility for in-school deferments (minimum six credits per semester, with all credits applicable to the degree program of study).

The following charts describe annual and aggregate maximum eligibility for the Federal Direct Loan Program, based on dependency status and grade level.

Annual and Aggregate Federal Direct Loan Limits

Dependent Undergraduate Students

Independent Undergraduate/Dependent Undergraduate Students with PLUS Denial

Undergraduate students whose parents have been denied the Direct PLUS loan (based on credit), may apply for an additional $4,000 (first-year and second-year students) or $5,000 (third-year students and beyond) Direct Unsubsidized Loan (described under the subheading for Federal Direct Loans).

Graduate Students

Ineligible for subsidized loans first disbursed on or after July 1, 2012.

Through the possible combination of Subsidized and Unsubsidized Direct Loans, every student meeting all academic and eligibility requirements should be able to participate in the Federal Direct Loan Program. Information about the William D. Ford Direct Loan Program can be found at the Office of Financial Aid and studentaid.gov.

Regulations also require the Office of Financial Aid to offer financial aid based on the results of the needs analysis calculated by the federal government from the Free Application for Federal Student Aid (FAFSA) and to perform an eligibility file review for every student applying for the Federal Direct Loan. The Office of Financial Aid must review each application and will recommend an amount according to the number of credits attempted, number of credits completed, grade level, cost of attendance, outside resources available to each student, and the Expected Family Contribution (EFC) as derived from the FAFSA. Loan repayment will not be required while the student maintains at least half-time attendance (minimum six credits per semester), with all credits applicable to the degree program of study. Repayment of principal and interest begins six months after the student leaves school or drops below half-time attendance.

Effective for Federal Direct Loans first disbursed on or after July 1, 2006, the interest rate is fixed. Prior to this date, Federal Direct Loan interest rates were variable. Federal Direct Loan interest rates change from year to year (in July), and may also change specifically for one type or the other; Subsidized, Unsubsidized, or Graduate or Parent PLUS. The interest rate for undergraduate subsidized and unsubsidized loans disbursed between July 1, 2022 – June 30, 2023 is 4.99 percent. Students who received loans prior to the aforementioned dates and who still have balances outstanding on those loans will continue with the interest rate rules in effect at the time of their original loans. Borrowers will also be charged an origination fee. The origination fee represents the lender's (the federal government) fee for making the loan. For loans disbursed after October 1, 2022 and before October 1, 2023, the origination fee is 1.057 percent.

SULA (subsidized usage loan limit restriction) was removed effective August 13, 2021, "Specifically, the Secretary removes the subsidized usage loan limit restriction (SULA) for any borrower who receives a Federal Direct Subsidized Loan first disbursed on or after July 1, 2021, regardless of the award year associated with the loan. In addition, all subsidy benefits will be reinstated retroactively to the date on which the loss of subsidy was applied for all Federal Direct Subsidized Loans with an outstanding balance on July 1, 2021, and for all award years since the 2013–2014 award year. The Secretary also removes regulations related to the subsidized usage loan limit restriction and makes other technical changes."

Information about the William D. Ford Federal Direct Loan Program can be found at studentaid.gov or by visiting Financial Aid – Federal Loan Limits.

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) became law and provided emergency COVID-19 relief measures on federal student loans owned by the Department of Education. The relief measures include suspension of loan payments, stopped collections on defaulted loans, and a 0 percent interest rate. On November 22, 2022, the student loan payment pause and 0 percent interest rate were extended until 60 days after the federal debt relief program is implemented or litigation is resolved. Payments will resume 60 days after June 30, 2023 if the debt relief program is not implemented and the litigation has not been resolved. The Department of Education will notify borrowers before repayments restart. More information is available at studentaid.gov.

Borrower-Based Academic Years and Federal Loans: "Seasonal Loans"

A standard academic year for New York Institute of Technology is two semesters, fall and spring. However, a Borrower-Based Academic Year (BBAY), or Seasonal Loan, is specific to the period of study the student is attending and looking to borrow federal loans. For example, a summer/fall academic year (two semesters) or a spring/summer academic year (two semesters) represents a BBAY or Seasonal Loan period. Seasonal Loans are available upon request for those students who wish to receive federal student loans for borrower-based academic years.

Students who are enrolled at least half-time (six credits) during the summer session may request to be reviewed for Federal Direct Loan eligibility for the summer term. The Office of Financial Aid will determine the student's eligibility for federal and/or private loans for this period of enrollment based on FAFSA information and financial aid history. A student will be offered federal loans for a borrower-based year consisting of two terms, either summer/fall or spring/summer, unless the student is graduating or changing enrollment status.

In order to offer aid to a student, the Office of Financial Aid must have a valid FAFSA on file for the appropriate academic year. Students borrowing loans for a BBAY, i.e., summer/fall or spring/summer, should also submit a Seasonal Loan Request form, which the Office of Financial Aid will use to determine the cost of attendance and budget for the terms being awarded. Students must complete the form in full with information for both terms, otherwise it will not be processed.

Students should understand that Federal Direct Loans taken during summer sessions still count towards aggregate loan limits and may result in exhausting eligibility more quickly than with a traditional two-semester year (fall/spring). Students should also be aware that most institutional scholarships and grants are only offered during the fall and spring semesters.

We strongly recommend that students speak with a Financial Aid Advisor when completing and submitting the Seasonal Loan Request form to the Office of Financial Aid, as they may have pertinent questions that can be answered in advance to avoid processing delays.

Federal Parent Loans for Undergraduate Students (PLUS)

A Federal Direct Parent Loan for Undergraduate Students (PLUS) is an unsubsidized federal loan for the parents of dependent students. PLUS loans help pay for education expenses up to the cost of attendance, minus all other financial assistance. The application process includes a credit approval requirement and interest is charged during all periods, including eligible periods of deferment.

The Department of Education developed a process that all Federal Direct Loan borrowers (subsidized, unsubsidized, graduate PLUS, and parent PLUS loans) are encouraged to complete each year called the Annual Student Loan Acknowledgement (ASLA). The ASLA (formerly known as the Informed Borrowing Confirmation process) is intended to better assist borrowers in understanding the financial responsibility of funding their education and provide current information on a borrower's cumulative loan balance. As part of the Master Promissory Note (MPN) confirmation process, the ASLA allows student and parent borrowers to view how much they currently owe in federal student loans, and to acknowledge that they have seen these amounts before borrowing new loans each award year. The ASLA can be completed online at studentaid.gov/asla and becomes available in April each year.

Creditworthy borrowers (the parents of dependent undergraduate students) may borrow up to the full cost of attendance, minus any other aid received by the student. Repayment begins 60 days after the last disbursement is made and can be deferred during the application process or by contacting your loan servicer to request a deferment. Direct PLUS Loans can be deferred while the parent-borrower or dependent student is enrolled at least half-time and for an additional six months after the child or graduate student ceases to be enrolled at least half-time. If the Direct PLUS Loan is deferred, interest will accrue on the loan during the deferment. You may choose to pay the accrued interest or allow the interest to capitalize when the deferment period ends. Your loan servicer will notify you when your first payment is due. Information about the William D. Ford Federal Direct Loan Program can be found at studentaid.gov.

Previous PLUS loan borrowing will be governed by rate rules in effect at the time of borrowing. There is an origination fee that will be deducted from the principal amount borrowed. If denied, applicants may appeal the credit decision through the Department of Education or reapply with a creditworthy endorser. Applicants who appeal the denied credit decision or apply with an endorser are required to complete PLUS Credit Counseling. Alternatively, students whose parents have been denied the Direct PLUS loan (based on credit), may apply for an additional Direct Unsubsidized loan of $4,000 for first- and second-year undergraduate students, or $5,000 for third-year undergraduate students and beyond (described under Federal Direct Loans). The benefit of additional unsubsidized loan eligibility does not apply to graduate students whose Direct Graduate PLUS application has been denied due to credit.

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) became law and provided emergency COVID-19 relief measures on federal student loans owned by the Department of Education. The relief measures, which began on March 20, 2020, include suspension of loan payments, stopped collections on defaulted loans, and a 0 percent interest rate. On November 22, 2022, the student loan payment pause and 0 percent interest rate were extended until 60 days after the federal debt relief program is implemented or litigation is resolved. Payments will resume 60 days after June 30, 2023 if the debt relief program is not implemented and the litigation has not been resolved. The Department of Education will notify borrowers before repayments restart. More information is available at studentaid.gov.

Private Loans

New York Institute of Technology is not affiliated with any private educational lender and encourages students to use all federal and state funding sources prior to seeking funds from private educational lenders. The Office of Financial Aid will offer helpful advice to all students on resources that best suit financing their educational needs.

Additional information can be found at Financial Aid – Loans and Truth in Lending (TILA).

Once you have received and responded to your Financial Assistance Plan, you can apply for private loans. Helpful information on private loans is listed below. Remember that Federal Direct Loans are also available.

As a borrower, you have the right and ability to borrow student and/or parent private loan funds using any lender you choose. The university encourages students to research and select any of the many educational lenders that provide meaningful benefits to your specific needs. Please note that borrower benefits and lender fees may vary by lender.

Many lenders have an online application process and will inform you of the credit decision within 24–48 hours. The lender will notify the Office of Financial Aid of your loan approval. You may also contact the Office of Financial Aid at finaid@nyit.edu or 516.686.7680 to inform us if you have been approved for a private student loan so that we may process and certify your loan correctly. As always, we are here to assist you in any way possible. Helping our students to achieve their academic goals is our top priority.

Private student loans are used to fill the gap between the cost of education and financial aid received. It is recommended that you first borrow the maximum Federal Direct Loans for which you are eligible and consider the Federal Parent Loans for Undergraduate Students (PLUS) loan before applying for an alternative student loan. The Federal PLUS loan is usually less expensive than an alternative loan. In addition, alternative loans are based on credit and debt-to-income ratio whereas the PLUS loan is based on credit only.

Some private loan lenders charge fees on their loans, which can significantly increase the cost of the loan. A loan with a relatively low interest rate but high fees may ultimately cost more than a loan with a higher interest rate and no fees. Also, be aware that the higher the number of payments/years that you have to repay the loan, the more money you will pay in interest over the life of the loan.

Lower rates are generally offered to students with extremely good credit scores. The rates and fees generally increase proportionately as credit scores decline. Many lenders will require school certification and will not lend more than what the school determines to fit into the total cost of education less all other financial aid received.

Private loan lenders often defer the principal payment while the student is in school, and up to six months or more after the student's last date of attendance (known as a grace period). During the time of principal deferment, interest is still accruing on these loans. If a student elects not to pay interest while in school, the lender will add the interest to the principal loan amount (capitalization). It is not uncommon for a lender to advertise lower interest rates during in-school and grace periods and then increase the interest rate when full repayment begins.

Students may apply for a private loan with a creditworthy co-borrower if they are unable to borrow a loan on their own. In some cases, it may be advisable to have a co-borrower even if they are able to borrow a loan on their own, as many lenders offer lower interest rates and/or fees for loans with a creditworthy co-borrower.

Study Abroad Programs

New York Institute of Technology study abroad programs offer exciting and effective ways to learn about the rapidly changing world and offer students opportunities to experience different cultures. The university has several study abroad programs administered by various academic departments that enable students to earn credits toward an academic degree. Many students choose the summer programs, which have been developed over the years by the individual schools and colleges.

Students who plan to study abroad must contact their respective academic department for details about program enrollment. Students from other colleges and universities may be eligible to participate in study abroad programs. If non-New York Institute of Technology students want to use federal aid, a completed Contractual Agreement must be completed by the student's home school and be on file at New York Tech. For more information on financing for any contractual agreement or study abroad programs, contact the Office of Financial Aid. Students can determine eligibility for study abroad programs by contacting the appropriate program director or coordinator.

Reference: 2023–2024 FSA Handbook, Vol. 2, Ch. 2: School Eligibility and Operations, (34 CFR 668.39 and CFR 668.50)

Financial Aid for Study Abroad Programs

The cost of attendance for the program will be provided by the New York Tech study abroad program coordinator. Actual costs will depend on current airfares, exchange rates, and other factors. New York Tech students participating in study abroad programs for credits toward their approved degree program may be eligible for financial aid, including grants (during a fall or spring semester) and loans. Students must:

1. Ensure they have a valid FAFSA on file with New York Tech (using Title IV code 002782)
2. Complete Study Abroad form
3. Complete Seasonal Loan Request form (if interested in federal or private loans that include a summer semester)
4. Submit documentation of the cost of attendance from the department

Eligible veterans should visit VA.gov, and state aid recipients should visit their state aid departments to determine if VA benefits or state aid can be used for study abroad programs. All forms must be completed within established deadlines as set by the Office of Financial Aid. For summer sessions I and III, all documents must be received no later than May 1. For summer session II, all documents must be received no later than June 1.

For more details, contact:

New York Institute of Technology
Office of Financial Aid
Northern Boulevard
Old Westbury, NY 11568-8000
Phone: 516.686.7680
Fax: 516.686.7997

Financial Aid for Contractual Agreements

New York Institute of Technology students who want to attend foreign schools (both Title IV and non-Title IV eligible) and non-Title IV eligible domestic institutions for a semester may be able to use federal financial aid under a Contractual Agreement. Students must be approved by their respective academic department prior to attending the semester(s).

At least four weeks prior to the start of the semester, students must contact the Office of Financial Aid to:

1. Ensure they have a valid FAFSA on file at New York Institute of Technology (using federal school code 002782).
2. Ensure the institution they plan to attend will participate in a Contractual Agreement.
3. Submit a completed Contractual Agreement form.
4. Submit documentation of the cost of attendance from the institution to be attended.
5. Submit Verification of Enrollment (Course Registration) from the institution to be attended.
6. Submit contact information from the institution to be attended.
7. Submit academic department’s approval (Permission to Take Courses at Another College form).
8. If paying tuition at the other school, submit an invoice from the school to be attended.

The regulations of the U.S. Department of Education govern Title IV student eligibility and eligible amounts. Based on federal regulations, there is a limit on the portion of the program that can be offered by the host school under a contractual agreement. The portion allowed ranges between 25 percent and 50 percent of an educational program that can be provided by the ineligible school.

Ref: 2023–2024 FSA Handbook, Vol. 2, Ch. 2, pp. 30–31: School Eligibility and Operations, (34 CFR 668.39 and CFR 668.50).

Financial Aid for Consortium Agreements

New York Institute of Technology students who want to attend other institutions in the United States for a semester may be able to use federal financial aid under a Consortium Agreement. Students must be approved by their respective academic department prior to attending another institution for the semester(s).

At least four weeks prior to the start of the semester(s), students must contact the Office of Financial Aid to complete the Consortium Agreement:

1. Ensure they have a valid FAFSA on file at New York Institute of Technology (using federal school code 002782).
2. Ensure the institution they plan to attend is Title IV eligible and is willing to participate in a Consortium Agreement.
3. Submit a Complete Consortium Agreement form.
4. Submit an invoice from the Office of the Bursar of the institution to be attended.
5. Submit Verification of Enrollment (Course Registration) from the institution to be attended.
6. Submit contact information from the institution to be attended.
7. Students must submit the completed Permission to Take Courses at Another College form with all the appropriate signatures (this form may be obtained from the Office of the Registrar).
8. Summer consortiums must also include a Seasonal Loan Request form, which can be obtained from the Office of Financial Aid.

Ref: 2023–2024 FSA Handbook, Vol. 2, Ch. 2, pp. 29–30: School Eligibility and Operations, (34 CFR 668.39 and CFR 668.50).

Financial Aid for Repeated Coursework: Financial Aid Impact

The Department of Education has implemented regulations governing repeated coursework effective July 1, 2011, per federal regulations (Title 34 CFR Section 668.2). The regulations have been implemented to improve the pace of graduation completion for students, which in turn should reduce loan indebtedness and preserve grant funding levels.

Repeating courses may significantly impact Satisfactory Academic Progress (SAP) and eligibility for Title IV federal financial aid and institutional aid. Grades of D or better in repeated courses will be counted as earned credits. All course repeats will count as attempted credits and be used in the quantitative and maximum time frame components of the SAP policy. Students should consult with a financial aid advisor before registering for a repeated course. Students may be full-time or part-time.

The rules regarding repeated coursework will further impact recipients of Title IV federal financial aid funding. Students are allowed to repeat coursework under these circumstances for federal financial aid, Reference: Title 34 CFR Section 668.2(b):

• May repeat a previously passed course only once (and receive aid for the repeated course). Federal financial aid applicable for students cannot be applied for any previously passed course that has been repeated more than once.
• May repeat a failed course until it is passed with eligible federal financial aid.
• May not repeat a previously passed course due only to a student's failure to pass other coursework.

See the following examples for how the Repeated Coursework Policy affects financial aid:

Example 1: A student has received an F in a class. The student then receives an F in the same class next semester, and the semester following that. Financial aid will count those courses toward their enrollment for programs that require certain enrollment statuses. After the fourth try, the student receives a D. The student decides that they will try to get a better grade next semester. The following semester, the student receives another F. Financial aid will no longer pay for that course for subsequent semesters.

Example 2: A student has received a C in a class. The student takes the class again in hopes of achieving a better grade, but then receives an F in the same class next semester. Financial aid will not pay for the course again. The student would be responsible for payment of the course if they register for it again.

More examples:

1. Allowable: Repeated coursework may be included if the student received a failing grade or withdrew from the class. There is no limit on the number of repeats if the student does not pass the class.
2. Allowable: A student takes Biology 110 and receives a grade of W or F. The student repeats the class and receives a D. For financial aid, the student is considered to have now passed the class. The student may repeat the class only one more time and receive financial aid. If on the third attempt the student receives a W, then the student can repeat the class again, but if the grade assigned is an F, then the student cannot repeat the course again and the class cannot be counted for enrollment purposes for financial aid.
3. Allowable: Courses that are intended to be repeated multiple times such as Independent Studies, Special Topics, Thesis, or Dissertation.
4. Not Allowable: A student takes Biology 110 and receives a D. The student repeats the course and receives a B. The Biology 110 course cannot be considered for financial aid enrollment on the third repeat.
5. Not Allowable: A student is enrolled in 12 credit hours, including three credit hours that are considered to be a third repeat, therefore only nine credits will count toward financial aid eligibility.

The programs that New York Institute of Technology offers for which minimum grades are required and courses can be repeated include:

• Computer Science
• Electrical and Computer Engineering
• Mechanical Engineering
• Nursing
• Life Sciences/Physical Therapy
• Physician Assistant Studies

Students in these programs may have one time to repeat a course in which they received a grade of C or below. Please refer to course descriptions to determine individual courses with minimum grade requirements for these programs.

New York State Higher Education Services Corporation (NYS HESC) has different regulations regarding repeat coursework as it pertains to eligibility for the Tuition Assistance Program grant (TAP) and other NYS HESC grants and scholarships. A student can repeat a course for which they did not previously earn credit (i.e., F, W, or UW grade), and have the course count as part of the minimum full-time or part-time course load for NYS financial aid purposes. However, receiving W or UW grades can negatively impact NYS HESC pursuit of program requirements.

Other circumstances where a student can repeat a course and have it count toward the minimum credit requirement are:

• The grade earned is considered a passing grade at the institution, but not considered a passing grade in a particular degree program
• The course can be repeated and credit earned each time, such as certain independent study courses

Additionally, a course repeated only to improve the cumulative GPA cannot be counted toward the minimum course-load or pursuit of program requirements for NYS HESC grants and scholarships.

Reference: 2023–2024 FSA Handbook, Vol. 3, Ch. 1, pp. 4–30: Academic Years, Academic Calendars, Payment Periods, and Disbursements

Transfer Students

All students transferring from other institutions will have their credits evaluated by the Transfer Credit Evaluation department once admitted to New York Institute of Technology. The final number of transferred credits will be posted to the system of record only after the student is enrolled and all final official transcripts and relevant test scores have been received.

In the absence of recorded accepted transfer credits, the financial aid package will be prepared based on a first-year level status. Once transfer credits are finalized and posted to the student's record, the student must contact the Office of Financial Aid to determine eligibility for an increase in federal student loans based on academic grade level if desired.

Combined Degree Programs – Federal Aid Eligibility: Undergraduate Students

Students enrolled in a combined undergraduate/graduate program are considered undergraduate for the first 90 credits for the purposes of awarding federal student aid, excluding students enrolled in the B.S./D.O.* program. Upon satisfactory completion of 90 undergraduate credits, they may become eligible to receive federal student loans at the graduate level. Students must apply for the graduate portion of their combined program by contacting the Office of Graduate Admissions. Students who have been awarded an undergraduate academic scholarship, and continue to meet renewal criteria, will receive the scholarship while enrolled in the undergraduate portion of the program only, up to 90 credits. After transition to the graduate level (91+ credits; excluding B.S./D.O.*), students may be eligible for a variety of special scholarship programs depending on the enrolled program of study, cumulative GPA, and other factors. In order to receive graduate-level financial aid, the student must also update the FAFSA student data fields from undergraduate to graduate level.

* B.S./D.O. students require 115 credits to be completed in the first six semesters of the program. Upon completion of these credits, B.S./D.O. students enter NYIT College of Osteopathic Medicine and are under the auspices of NYITCOM's Financial Aid Office policies pertaining to institutional aid.

Combined Programs

Students enroll in a single seamless program where they will be expected to complete both undergraduate and graduate degrees. The program sometimes offers special sections of required courses specifically for students in the combined program, but otherwise completes the requirements for both degrees.

• Life Sciences, B.S./Occupational Therapy, M.S.
• Life Sciences, B.S./Occupational Therapy, O.T.D.
• Life Sciences, B.S./Osteopathic Medicine, D.O.
• Life Sciences, B.S./Physical Therapy, D.P.T.
• Life Sciences, B.S./Physician Assistant Studies, M.S.
• Psychology, B.S./School Counseling, M.S.

Accelerated Master’s Programs

These are two separate degree programs with two separate entry points. Students first enroll in a bachelor’s program. In their junior or senior year, if they have a sufficiently high GPA, they may take certain graduate-level courses to complete their undergraduate requirements. Upon graduating with their bachelor’s degree, they may then enroll in a related master’s program, with the benefit of having already earned credits towards their graduate degree. This allows them to earn their second degree on an accelerated basis, usually in half the time of a normal master’s degree.

Note: Since accelerated master's programs consist of two separate degree programs, unlike the combined degrees, there are no changes in the normal rules for financial aid.

• College of Arts and Sciences Bachelor of Science programs, with Accelerated M.S./M.A.T. Options
• College of Engineering and Computing Sciences Bachelor of Science programs, with Accelerated M.S. Options
• Interior Design, B.F.A./Master of Business Administration, M.B.A.
• School of Architecture and Design programs, with Accelerated M.Arch. Options

Undergraduate Students Enrolled in Graduate Courses

A student in an undergraduate degree program is not eligible for federal loans at a graduate grade level based on taking graduate coursework as a part of the undergraduate program. An undergraduate student who elects to enroll in graduate coursework must obtain approval from both the academic department and the Office of the Registrar to have the course(s) designated as required for the undergraduate degree program. Once permission is granted, the course cannot be subsequently designated as a graduate course if/when a student officially enters a graduate program for financial aid purposes.

Additionally, student financial aid cannot be used twice to pay for the same coursework (except as required by law for failed coursework). For example, student financial aid cannot be used to pay for a course designated as undergraduate coursework, then again for the same coursework designated as graduate level. In all cases, the coursework taken must lead to a degree in the enrolled program of study.

Please be aware that financial aid is awarded based on a student's enrollment status and degree/course agreement for the declared program of study.

Reference: 2023–2024 FSA Handbook, Vol. 2, Ch. 2: Program Eligibility, Written Arrangements, and Distance Education

Preparatory Coursework

Federal References:

• 2023–2024 FSA Handbook Volume 1, Chapter 1 pp. 2–3;
• 2023–2024 FSA Handbook Volume 8, Chapter 1, pp. 6–7;
• 2023–2024 FSA Handbook Volume 8, Chapter 4, pp. 5–7;
• Code of Federal Regulations Title 34 CFR 685.200(f)(6)

A student may apply for a Federal Direct Loan for preparatory coursework that the college has documented as necessary for them to enroll in an eligible program. Courses must be part of an eligible program otherwise offered by the college. If enrolled at least half-time in these prerequisite courses, a student may be eligible for loans for one consecutive 12-month period beginning on the first day of the loan period.

Preparatory coursework prepares a student to be eligible for admission as a regular student into an educational program. In other words, a preparatory course is any prerequisite that must be completed for a specific academic program before being admitted into that academic program at the postsecondary level. For example, this could include being required to complete certain foreign language or other prerequisite courses before being admitted into a postsecondary program. A student must not yet be admitted when those preparatory courses are taken for the purposes of Title IV aid. After the student has been admitted as a regular student by the school, the student cannot receive Title IV aid for any preparatory coursework; at that point, Title IV aid can only be paid for courses which count toward degree completion requirements. After admission, prerequisite courses that do not count toward degree completion and are not remedial courses cannot be paid with Title IV aid.

An undergraduate student may borrow up to $8,625 (for the one consecutive 12-month period) in Federal Direct Subsidized and Unsubsidized Loans if they are taking prerequisites coursework required for an undergraduate degree. A student in an undergraduate program cannot receive the graduate loan limits based on taking graduate coursework as a part of the undergraduate program.

Breakdown of the loan limits for undergraduate degree preparatory coursework is as follows:

• Direct Subsidized or Unsubsidized = $2,625**
• Additional Unsubsidized (for independent students and dependent undergraduates whose parents are unable to receive a PLUS loan) = $6,000**

Breakdown of the loan limits for undergraduate students taking preparatory coursework required for enrollment in a graduate degree program:

• Direct Subsidized or Unsubsidized = $5,500**
• Additional Unsubsidized (for independent students and dependent graduates whose parents are unable to receive a PLUS loan) = $7,000**

** Loan limit is not prorated if the coursework lasts less than an academic year. See 2023–2024 FSA Handbook, Volume 8, Chapter 1, for more information on FSA eligibility for this coursework.

To be eligible for loans under this exception, a student must be taking prerequisite classes for full admission into a graduate program. If a student is only taking them to raise their GPA in order to be admitted, they would not qualify. The ability to borrow funds requires that a student has not reached undergraduate loan limits for subsidized and unsubsidized loans.

Eligibility for a federal student loan may be granted for up to one calendar year (one consecutive 12-month period) if the student is enrolled in coursework required to meet prerequisites for admission into a degree program. In order to be offered federal student loans for preparatory coursework, students must complete a Preparatory Coursework Form with the academic department chairperson, or other departmental designee, and submit completed form to the Office of Financial Aid.

English as a Second Language (ESL Courses): Financial Aid Eligibility

Reference: 2023–2024 FSA Handbook Vol. 1, Ch. 1, pp. 2–3; plus Code of Federal Regulations Title 34 CFR 668.20; Title 34 CFR 668.8(j); and Title 34 CFR 668.32

ESL courses taken when a student is enrolled in an ESL program are not eligible for financial aid. ESL courses are non-academic courses, which are not counted toward the completion of a student's degree. ESL courses are used in preparing a student for being able to pursue their courses to obtain their degree; these non-credit courses do not go toward the student's federal financial aid. Federal aid is provided for courses that are required for the degree the student is pursuing.

ESL courses do not count against the one-year limitation on remedial coursework, and they need not be at the secondary school level.

If taken as part of an approved academic program and have credit equivalencies, students taking ESL courses are eligible for financial aid purposes and aid will be awarded to cover tuition costs for these courses. In order to be aid eligible, an ESL program must meet the general requirements for eligible programs (e.g., it must lead to a degree or other credential), and a school must request an eligibility determination for it from the department. The program may admit only students who need instruction in English to be able to use the knowledge, training, or skills they already have. The school must document its determination that the ESL instruction is necessary for each student enrolled. Awarding Pell Grants over a series of semesters for such work can exhaust eligibility for Pell Grants before the student completes their program. In other words, students enrolled in a program that consists solely of English as a second language (ESL) instruction are only eligible for Pell Grants.

Students admitted as conditional are regular students only if the school officially accepts them into the eligible degree or certificate program. The Federal Department of Education does not define official acceptance or admission. If the student is merely allowed to take some courses before being officially admitted to the program, the student is not considered a regular student and is not eligible for FSA funds until officially admitted.

If part of a student's academic program, a student can receive aid for a limited amount of remedial coursework that is included as part of a regular program. As long as the student qualifies for aid for remedial courses, you must include the remedial courses in the student's enrollment status. Some schools give no credit or reduced credit for remedial classes. To determine enrollment status, credit hours for the remedial class should be the same as for the comparable full-credit class.

More information about ESL course grading can be found in Academic Policies.

Cooperative Tuition Award

A Cooperative Tuition Award Certificate entitles the cooperating professional to non-monetary value of the credits requested. The credit value is equal to the credit charge that was in effect on the last day of the placement semester. As such, the cooperating professional will be responsible for all charges not covered by the credit award amount. The certificate is non-transferable. The certificate may not be used for payment of a prior semester charge.

The following terms and conditions govern the use of the tuition award:

1. The Cooperating Professional may not transfer the tuition award.
2. The Cooperating Professional can only redeem this award for Education programs within the NYIT College of Arts and Sciences.
3. No more than six (6) credits may be redeemed per Cooperating Professional per semester; no more than twelve (12) credits may be redeemed per Cooperating Professional per academic program.
4. Parts 1A/B and 2A on page two of the certificate MUST BE COMPLETED and submitted to the Office of Financial Aid within the stated eligible time frame for verification and approval.
5. The original Cooperative Tuition Award Certificate expires THREE CONSECUTIVE SEMESTERS immediately following the end of the placement semester. This expiration term is determined by the Office of Financial Aid.
6. This award entitles the Cooperating Professional to the NON-MONETARY value of the credits for tuition charges. As listed above, this credit value is equal to the credit charge that was in effect on the last day of the placement semester.
7. Tuition awards CANNOT exceed tuition charges. Other institutional aid may be prorated when a tuition award is redeemed.
8. The Cooperating Professional must meet all requirements for admission to the course or program in which enrollment is sought.
9. NO CREDITS or REFUNDS will be honored if this certificate is unused or used for fewer than the maximum credits requested.
10. All outstanding tuition award credits earned but not redeemed within the stated THREE CONSECUTIVE SEMESTER time frame will expire, hold no value, and not be honored.
11. The university reserves the right to deny certificate redemption, in its sole discretion, where it is unable to confirm that appropriate guidelines have been followed.
12. This award cannot be used for semesters after the date and term of expiration.
13. This award is redeemable only for education and school counseling classes.

THE TUITION CERTIFICATE STATEMENT CANNOT BE REPLACED IF LOST OR STOLEN. NO REPRODUCTIONS OF THE CERTIFICATE WILL BE ACCEPTED.

Yellow Ribbon GI Education Enhancement Program

New York Institute of Technology is proud to be a part of the Yellow Ribbon GI Education Enhancement Program. The program is a provision of the Post-9/11 Veterans Educational Assistance Act of 2008 and allows degree-granting institutions of higher learning in the United States to voluntarily enter into an agreement with the VA to fund tuition expenses for the 2024–2025 school year (as of August 1, 2023) that exceed either the $27,120.05 cap for private institutions or the resident tuition and fees for a public institution. The participating educational institution can contribute up to 50 percent of those expenses, and the VA will match the same amount as the institution.

Students must be eligible for the Post-9/11 GI BILL® at the 100 percent rate to be considered for the Yellow Ribbon Program. Students must also meet Satisfactory Academic Progress requirements to receive Veteran Benefits, including Yellow Ribbon Program funds.

Specific eligibility requirements for the Yellow Ribbon Program may be found online.

Students must meet at least one of the following criteria:

• You served at least 36 months on active duty (either all at once or with breaks in service) on or after September 11, 2001
• You received a Purple Heart on or after September 11, 2001, and were honorably discharged after any amount of service
• You served for at least 30 continuous days (all at once, without a break) on or after September 11, 2001, and were discharged or released from active duty for a service-connected disability
• You are a spouse or dependent child using benefits transferred by a qualifying veteran or service member

Note: If you're a member of the Reserves who lost education benefits when the Reserve Educational Assistance Program (REAP) ended in November 2015, you may qualify to receive restored benefits under the Post-9/11 GI BILL®.

Students who wish to be considered for the Yellow Ribbon Program should complete and submit an application form available online. The VA will inform students via written notification with an explanation of its decision on program eligibility. If approved, students will receive a Certificate of Eligibility confirming their service meets the requirements of the program. All Certificates of Eligibility should be presented to the Office of the Registrar for the university's records. The Certificate of Eligibility does not guarantee Yellow Ribbon funding as the availability of annual funds for New York Tech's Yellow Ribbon Program is limited. Student eligibility is determined by the university's Veteran Certifying Officer. In accordance with institutional funding parameters for the 2024–2025 year, Yellow Ribbon funds are awarded and applicable for the summer/fall/spring semesters. It is the student's responsibility to request, complete, and submit all forms with necessary documentation for all financial aid programs in a timely manner.

Duplicative Benefits

The combined tuition benefits available to a student cannot exceed the student's total tuition costs. Tuition payments received by a student under the Post-9/11 GI BILL® (Chapter 33 veteran benefits) and Yellow Ribbon Program are considered duplicative of any VTA and/or TAP award. Students receiving tuition assistance through these programs may, and in most cases will, have their state VTA and/or TAP payment reduced or denied due to these other benefits; however, payments received under the Montgomery GI BILL® do not duplicate the purpose of the VTA and/or TAP.

For more information on selection criteria for New York Tech's Yellow Ribbon Program, contact the Office of the Registrar at 516.686.7580 or registrar@nyit.edu.

Transfer of Post-9/11 GI BILL® Benefits to Dependents

The transferability option under the Post-9/11 GI BILL® allows service members to transfer all or some unused benefits to their spouse or dependent children. The request to transfer unused GI BILL® benefits to eligible dependents must be completed while serving as an active member of the U.S. Armed Forces. The Department of Defense (DoD) determines whether or not you can transfer benefits to your family. Once the DoD approves benefits for transfer, the new beneficiaries apply for them at VA. To find out more, visit the DoD's website.

Type of Assistance

Eligible service members may transfer all 36 months or the portion of unused Post-9/11 GI BILL® benefits (unless DoD or the Department of Homeland Security has limited the number of transferable months). If you're eligible, you may transfer benefits to the following individuals:

• Your spouse
• One or more of your children
• Any combination of spouse and child

Available Benefits and Eligibility

Family members must be enrolled in the Defense Eligibility Enrollment Reporting System (DEERS) and be eligible for benefits at the time of transfer to receive transferred benefits.

Please visit the DoD's milConnect site to determine if you are eligible to transfer your benefits.

The option to transfer is open to any member of the armed forces active duty or Selected Reserve, officer or enlisted who is eligible for the Post-9/11 GI BILL®, and meets the following criteria:

• Has at least six years of service in the armed forces (active duty and/or Selected Reserve) on the date of approval and agrees to serve four additional years in the armed forces from the date of election
• Has at least 10 years of service in the armed forces (active duty and/or Selected Reserve) on the date of approval, is precluded by either standard policy (by service branch or DoD) or statute from committing to four additional years, and agrees to serve for the maximum amount of time allowed by such policy or statute
• Transfer requests are submitted and approved while the member is on active duty in the armed forces
• Effective July 20, 2019, eligibility to transfer benefits will be limited to service members with less than 16 years of active duty or Selected Reserve service

Transfer Process
While in the armed forces, transferors use the Transfer of Education Benefits (TEB) website to designate, modify, and revoke a Transfer of Entitlement (TOE) request. After leaving the armed forces, transferors may provide a future effective date for use of TOE, modify the number of months transferred, or revoke entitlement transferred by submitting a written request to the VA.

Upon approval, family members may apply to use transferred benefits with VA by printing, completing, and mailing the VA Form 22-1990e to your nearest VA regional office or by applying online. VA Form 22-1990e should only be completed and submitted to VA by the family member after DoD has approved the request for TEB. Do not use VA Form 22-1990e to apply for TEB.

Other Factors to Consider

Marriage and Divorce

A child's subsequent marriage will not affect their eligibility to receive the educational benefit; however, after an individual has designated a child as a transferee under this section, the individual retains the right to revoke or modify the transfer at any time.

A subsequent divorce will not affect the transferee's eligibility to receive educational benefits; however, after an individual has designated a spouse as a transferee under this section, the eligible individual retains the right to revoke or modify the transfer at any time.

Duplicative Benefits

The combined tuition benefits available to a student cannot exceed the student's total tuition costs. Tuition payments received by a student under the Post-9/11 GI BILL® (Chapter 33 veteran benefits) and Yellow Ribbon Program are considered duplicative of any VTA and/or TAP award. Students receiving tuition assistance through these programs may, and in most cases will, have their state VTA and/or TAP payment reduced or denied due to these other benefits. However, payments received under the Montgomery GI BILL® do not duplicate the purpose of the VTA and/or TAP.

Reallocation of Benefits

If a service member wants to reallocate transferred benefits, they can do so using the TEB Portlet in MilConnect. If a veteran wants to reallocate benefits, they should contact the VA.

If transferred benefits are totally revoked for a dependent, a service member must resubmit a transfer request for the dependent via MilConnect; a veteran cannot re-transfer benefits to a dependent if the dependent's transfer eligibility was previously totally revoked.

Reallocation of Benefits if a Family Member Dies

The Harry W. Colmery Veterans Assistance Act of 2017 allows for designation and transfer of Post-9/11 GI BILL® benefits to eligible dependents of the veteran/service member upon the death of the veteran/service member or of a dependent who had unused transferred benefits.

Nature of Transfer

Family member use of transferred educational benefits is subject to the following rules:

Spouses

• May start to use the benefit immediately
• May use the benefit while the service member remains in the armed forces or after separation from active duty
• Are not eligible for the monthly housing allowance while the service member is on active duty
• May use the benefit for up to 15 years after the service member's last separation from active duty

Children

• May start to use the benefit only after the individual making the transfer has completed at least 10 years of service in the armed forces
• May use the benefit while the eligible individual remains in the armed forces or after separation from active duty
• May not use the benefit until the child has received a high school diploma (or equivalency certificate), or has reached age 18
• May qualify for the monthly housing allowance even when the service member is still on active duty
• Do not have to use the benefit within 15 years after the service member's separation from active duty, but can't use the benefit after they've turned 26 years old

More Information

Get the fact sheet on transferability of Post-9/11 GI BILL® benefits, or visit va.gov for more information. For specific questions about your eligibility, the status of your transfer request, and service-specific questions about the TEB Portlet, please contact the career counselor or personnel center from the list below:

Title IV Student Withdrawal Policy: Undergraduate Students

Objective
The Title IV Student Withdrawal Policy is designed to ensure the accurate and timely determination of:

1. The date of the institution's determination that a student withdrew
2. The student's withdrawal date
3. The student's last date of attendance

The policy maintains the proper disposition of Title IV funds, in accordance with 34 CFR 668.22 of the Code of Federal Regulations.

Reference: 2023–2024 Student Financial Aid Handbook, Volume 5, Chapter 1

Background
When a recipient of Title IV grant(s) and/or loan(s) withdraws from New York Institute of Technology during a payment period in which they began attendance, the university must determine the amount of the grant and/or loan assistance earned by the student as of their withdrawal date. This policy establishes steps that the university must take to ensure compliance with federal regulations.

Policy
New York Institute of Technology must always return any unearned Title IV funds that it is responsible for within 45 days of the date the university determined the student withdrew, and must offer any post-withdrawal disbursement of loan funds within 30 days of that date.

Note: On March 13, 2020, the President of the United States declared a national emergency due to COVID-19. The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. As a result of the national emergency due to COVID-19, New York Tech moved students from ground-based instruction to distance learning for the remainder of the spring 2020 semester, and for the fall 2020 semester. After that, classes resumed in a hybrid format.

For the Summer 2020 semester and later (while the national emergency was still in place), a student must submit a written attestation explaining why the withdrawal was the result of the COVID-19 emergency in order to be eligible to retain all federal Title IV funds. Title IV funds will be returned as determined by the required R2T4 calculation for students who withdraw during these semesters; unless the student indicates, in writing, that the withdrawal is a result of COVID-19-related circumstances.

Note: As of the date of this update, The National Emergency is set to expire on May 11, 2023.

Withdrawal Date
A student's withdrawal date varies depending on the type of withdrawal. Reference: Determining a student's withdrawal date at a school that is not required to take attendance in the 2023–2024 Student Financial Aid Handbook, Vol. 5, Ch. 1, pp. 23–24.

Official Notification Provided
In a case when the student provides official notification of their intent to withdraw, New York Institute of Technology will use the date of notification as follows:

• In the event that a student begins the withdrawal process*, the date the student begins the process is the date of withdrawal.
• In the event that a student sends written notification of intent to withdraw, the date the university receives the written notice is the date of withdrawal.
• In the event that a student makes an oral notification to the Office of the Registrar, which is the university's designated office for beginning the withdrawal process, the date will be documented by this office. The date of withdrawal will be recorded as of the date of oral notification, unless there is subsequent written notification, in which case the date that New York Institute of Technology receives the written notification may be the withdrawal date.

*To begin the withdrawal process, the student contacts the Office of the Registrar to obtain the appropriate withdrawal form. If the student both begins the withdrawal process and provides a notification to New York Institute of Technology, the earlier of the two dates will be used as the withdrawal date.

Official Notification Not Provided
In a case when the student does not provide official notification of their intent to withdraw, New York Institute of Technology may use the midpoint of the payment period as the date of withdrawal, with the following exception:

• When an official notification was not provided by the student because of circumstances beyond their control (i.e., illness, accident, grievous personal loss, or other circumstances), the date of the onset of such circumstances will serve as the withdrawal date as determined by the Office of the Registrar.

Last Date of Attendance
New York Institute of Technology may always use the withdrawal date as the student's last date of attendance at an academic activity reported by a faculty member on a course enrollment roster or final grade sheet. Examples of academic activities are exams, tutorials, computer-assisted instruction, academic counseling, turning in class assignments, or attending a study group assigned by the university. The faculty member will maintain documentation of the last date of attendance.

Date of Official Notification Not Provided
This is the date that New York Institute of Technology learns the student has ceased attendance. The university will perform the Return to Title IV funds calculation and return any unearned funds no later than 45 days after the end of the payment period. For a student who withdraws without providing notification, the university must determine the withdrawal date no later than 30 days after the end of the earliest:

1. Payment period or period of enrollment (as appropriate)
2. Academic year
3. Educational program

Reference: 2023–2024 Student Financial Aid Handbook, Vol. 5, Ch. 2, pp. 9–12

Rescission of Withdrawal
New York Institute of Technology may allow a student to rescind an official notification to withdraw by having them file a written statement that the student is continuing to participate in academic activities and intends to complete the enrollment period. If the student subsequently ceases to attend the institution prior to the end of the payment period, the rescission is negated, and the withdrawal date will be the last date of attendance at an academic activity. If the student subsequently withdraws (without ever returning to the university) after rescinding an intent to withdraw, the rescission is negated, and the withdrawal date will revert back to the date of the first official notification.

Calculation of Earned Title IV Assistance
U.S. Department of Education software will be used to perform all refund calculations. A copy of the completed calculation worksheet will be kept in the student's file in the Office of Financial Aid. The amount of Title IV assistance earned by the student is calculated by determining the percentage of grant and/or loan assistance earned by the student, and applying that percentage to the total amount of grant and/or loan assistance disbursed to the student or on the student's behalf for the payment period, as of their withdrawal date. The percentage of Title IV assistance earned will be equal to the percentage of the payment period completed by the student, when said percentage is 60 percent or less. If the student's withdrawal date occurs after the completion of 60 percent of the payment period, the percentage earned is 100 percent.

Withdrawal from Cycle Classes
A Cycle Class is defined as a course in a program that does not span the entire length of the payment period or the period of enrollment. A student who registers for a Cycle Class and then ceases to attend or fails to begin attendance is considered withdrawn, if the student is not attending any other classes and is not registered for a Cycle Class to begin at a later date within the enrollment period. A student is not considered to have withdrawn if the university obtains written confirmation at the time of withdrawal that the student will attend a Cycle Class to begin later in the same period of enrollment. This confirmation must be obtained at the time of withdrawal, even if the student has already registered for subsequent courses. If the student fails to return for the subsequent cycle, the date of withdrawal reverts back to the original withdrawal date in the earlier cycle.

Post-Withdrawal Disbursements
If the total amount of the Title IV grant and/or loan assistance earned by the student is more than the amount that was disbursed to the student as of the withdrawal date, the difference between the two amounts will be treated as a post-withdrawal disbursement. In the event of outstanding charges on the student's account, New York Institute of Technology will credit their account for all or part of the amount of the post-withdrawal disbursement of a Federal Pell Grant, up to the amount of allowable charges.

If the student is eligible for a post-withdrawal disbursement of Federal Direct Loans, the university will notify the student (or parent for a PLUS Loan) and provide the student (or parent) with the opportunity to accept or cancel all or a portion of the loan(s). The student (or parent) must submit a written attestation to accept a post-withdrawal disbursement of federal loans.

Any amount of a post-withdrawal disbursement that consists of loan funds and has not been credited to a student's account will be offered to the student (or parent for a PLUS Loan) within 30 days of the date the university determines the student's withdrawal. Any earned grant funds that the student is eligible to receive due to a post-withdrawal disbursement will be provided within 45 days of the date of determination. Students will be notified of such disbursements in writing. The notification will include:

• Identification of the type and amount of the Title IV funds that make up the post-withdrawal disbursement (not to include any amounts that have been applied to the student's account)
• Explanation that the student (or parent for a PLUS loan) may accept or decline some or all of the post-withdrawal disbursement (that which has not been applied to the student's account)
• Advisement that the university is not required to make a post-withdrawal disbursement if the student (or parent for a PLUS Loan) does not respond within 14 days of the date that New York Institute of Technology sent the notification

Upon receipt of a timely response from the student or parent, New York Institute of Technology will disburse funds in the manner specified in the response. Distribution will occur within 180 days of the date of determination of the student's withdrawal date. If no response is received from the student or parent, the university will not disburse any of the funds. New York Tech maintains the right to decide whether or not to make a post-withdrawal disbursement in the event that the student (or parent for a PLUS Loan) responds after 14 days of the date that notification was sent to them. If the university decides not to make this post-withdrawal disbursement, the student (or parent) will be notified in writing. In the case of a post-withdrawal disbursement, grant funds will be disbursed prior to loan funds.

Refund of Unearned Funds to Title IV
If the total amount of Title IV grant and/or loan assistance that was earned by the student is less than the amount that was disbursed to the student as of the withdrawal date, the difference between the two amounts will be returned to Title IV programs and no further disbursements will be made. Funds will be returned as follows:

Refunds by the University
In the event that New York Institute of Technology is responsible for returning funds to Title IV programs, the funds will be returned in the order prescribed by the U.S. Department of Education (listed below) within 45 days of the date of determination of a student's withdrawal.

• Unsubsidized Federal Direct Student Loans
• Subsidized Federal Direct Student Loans
• Federal Direct PLUS Loans
• Federal Pell Grants for the payment period for which a return of funds is required
• Federal Supplemental Educational Opportunity Grants (FSEOG) for the payment period for which a return of funds is required
• Teacher Education Assistance for College and Higher Education Grant (TEACH) for the payment period for which a return of funds is required
• Iraq and Afghanistan Service Grant, for which a return of Title IV funds is required
• Other assistance under Title IV for which a return of funds is required

Refunds by the Student
In the event that the student is responsible for returning grant funds to Title IV programs, New York Institute of Technology will notify the student within 45 days of the date of determination of their withdrawal. The student will be advised of making arrangements for repayment.

Payment Period or Enrollment Period
Withdrawals and the return of Title IV funds will be based on a payment period for all standard term programs. Non-term program payments will be based on an enrollment period.

Program Course Offered in Modules
For a payment period or period of enrollment in which courses in the program are offered in modules:

• A student is not considered to have withdrawn if the institution obtains written confirmation at the time of withdrawal of an anticipated return date to a module to begin later in the same payment period or period of enrollment.
• A student may change the date of return to a module that begins later in the same payment period or period of enrollment, provided that the student does so in writing prior to the previously confirmed return date.
• If an institution obtains written confirmation of future attendance, but the student does not return as scheduled, the student is considered to have withdrawn from the payment period or period of enrollment.
• A student's withdrawal date and the total number of calendar days in the payment period or period of enrollment will be treated as if the student had not provided written confirmation of a future date of attendance (original withdrawal date).
• If a student withdraws from a program offered in modules during a payment period or period of enrollment and re-enters the same program prior to the end of the period, the student is eligible to receive Title IV, HEA program funds for which the student was eligible prior to withdrawal. This includes funds returned by the institution or student, provided the student's enrollment status continues to support the full amount of those funds.

Documentation
New York Institute of Technology must document a student's withdrawal date and the date of determination that the student withdrew. The documents will be kept in the student's academic file in the Office of the Registrar and the Office of Financial Aid, in the case of an Official Withdrawal. Unofficial withdrawal dates are monitored within the Office of the Registrar. The Return to Title IV funds calculation and other accompanying documentation will be secured in the Office of Financial Aid.

Satisfactory Academic Progress (SAP) Policy: Undergraduate Students

Financial Aid Rules Regarding Academic Progress and Satisfactory Standards for Financial Aid Eligibility

This policy becomes effective with grades earned in the Fall 2020 semester and for all subsequent semesters. The policy complies with updated federal regulations (CFR 668.34) effective as of July 1, 2011.

Introduction

To receive Title IV federal financial aid, institutional funds administered by the Office of Financial Aid, or certain Veterans Benefits, students must maintain measurable Satisfactory Academic Progress (SAP) toward degree program completion. Federal regulations require evaluation of qualitative and quantitative measures, as well as completion of the degree objective within 150 percent of the normal published time frame.

NOTE: This SAP policy is separate and distinct from both the Academic Probation and Suspension policy administered by the Office of the Registrar, and the SAP policy of the New York State Tuition Assistance Program (TAP).

All enrollment periods, including those for which a student did not receive financial aid, are included in the measurement of Satisfactory Academic Progress. The student's entire academic history will be considered when determining SAP status. This includes all transfer credits on the New York Institute of Technology transcript. Incompletes (I), Withdrawals (W), and Unofficial Withdrawals (UW) count as attempted credits, but not earned credits. Withdrawn Failing (WF) and Failing (F) count as attempted credits and earned grades.

Students who do not meet the standards of Satisfactory Academic Progress will not be eligible for federal or institutional financial aid until they have successfully appealed their Unsatisfactory Academic Progress (UAP) status and can regain eligibility by meeting the standards of this SAP policy or by following a prescribed academic plan as determined by an academic school designee.

Reference: 2023–2024 Federal Student Handbook, Vol. 1, Ch. 1, pp. 12–18

Guidelines for Academic Progress

For financial aid purposes, an aid year consists of summer, fall, and spring enrollment periods. Summer begins the year, and spring concludes it. Students attending intersessions (short-term courses between the fall and spring semesters) will have those courses evaluated with spring semester progress. The measurement of Satisfactory Academic Progress is calculated at the end of each enrollment period (semester) during an aid year, and status is effective with the next enrollment period (semester).

If a student changes majors or academic programs, all attempted and earned credits will be included in the qualitative, quantitative, and normal time frame measurements (no more than 150 percent), with the exception of those stated elsewhere in this policy.

Qualitative Standard

The qualitative component measures the quality of a student's academic progress by their cumulative GPA.

Undergraduate Standard

All undergraduate students must maintain a cumulative GPA of 2.0 at the end of each enrollment period.*

* Where applicable, athletic award eligibility will continue to be governed by a signed Athletic Agreement. All other Title IV and institutional aid for athletes will be governed by this Office of Financial Aid's Satisfactory Academic Progress policy.

The required cumulative GPA is based on the total number of attempted and earned credits, including the grades of F (Failure) and WF (Withdrawn Failure). Grades of I (Incomplete), W (Withdrawn), and Unofficial Withdrawal (UW) are not factored into a student's cumulative GPA.

Pace (formerly referred to as the Quantitative Standard)

Students must meet a quantitative standard of academic progress measured as a completion rate percentage. They must successfully complete 67 percent of all attempted credits to graduate within 150 percent of the normal time frame. This calculation is made as follows:

Successfully Completed Credits/Attempted Credits = Completion Rate (result rounded to the closest whole number, i.e., 18/27 = 66.67 percent or rounded to 67 percent)

For the purposes of measuring pace, the grades of Incomplete (I), Withdrawn (W), Unofficial Withdrawal (UW), Withdrawn Failure (WF), and Failure (F) count as attempted credits but not as successfully completed credits. Accepted transfer credits are also included in this calculation, both as attempted and earned credits.

Maximum Time Frame for Degree Completion

Students must obtain a degree within 150 percent of the normal time frame for degree completion. For example:

• For a baccalaureate program requiring 130 credits, a student must obtain a degree within 195 attempted credits (130 x 1.50 = 195).
• For an associate degree program of 60 credits, a student must obtain a degree within 90 attempted credits (60 x 1.50 = 90).
• For a graduate program requiring 36 credits, a student must obtain a degree within 54 attempted credits (36 x 1.50 = 54).
• The maximum time frame is based upon the student degree classification in New York Institute of Technology's academic records.

Effects of Remedial, ESLI, and Repeated Courses

Remedial and/or ESLI coursework does not count toward degree requirements. Remedial courses are counted as both attempted and earned credits. English as a Second Language (ESLI) courses are not counted in hours attempted or earned, but they are counted towards enrollment (full-time, 3/4 time, etc.).

The Department of Education has implemented regulations governing repeated coursework effective July 1, 2011, per federal regulations (34 CFR Section 668.2). The regulations have been implemented to improve the pace of graduation completion for students, which in turn should reduce loan indebtedness and preserve grant funding levels. Repeating courses may significantly impact Satisfactory Academic Progress (SAP) and eligibility for Title IV federal financial aid and institutional aid. Grades of D or better in repeated courses will be counted as earned credits. All course repeats will count as attempted credits and be used in the quantitative and maximum time frame components of the SAP policy. Students should consult with a financial aid advisor before registering for a repeated course. Students may be full-time or part-time.

Consequences of Failure to Meet Satisfactory Academic Progress

Financial Aid Warning is a status assigned to a student who fails to make Satisfactory Academic Progress at the end of an enrollment period. A student who fails to meet SAP (excluding maximum time frame) at the end of an enrollment period is no longer eligible for financial aid; however, for the first term of ineligibility, a student is automatically placed in a Financial Aid Warning status, not to exceed one enrollment period.

• During the warning period, a student may receive financial aid despite the determination that the student is not meeting SAP standards.
• A student must meet SAP standards by the end of the warning period. If SAP standards are not met, financial aid eligibility will be suspended until the student regains SAP or files an appeal.
• For denied appeals, a student must pay for all enrollment periods after the warning period through personal or private funds. A student will regain eligibility for federal student aid funds when SAP standards are met.

Financial Aid Probation: This status is assigned to a student who fails to make Satisfactory Academic Progress, has successfully appealed, and can meet minimum SAP standards by the end of an enrollment period. This student has had eligibility for aid reinstated and can receive financial aid for one enrollment period.

For students who have successfully appealed but cannot meet minimum SAP standards by the end of one enrollment period, an individual academic plan may be developed in conjunction with an academic school designee. These students will be evaluated and must demonstrate progress each period, as required, in a maximum of two enrollment periods (beyond the “warning” term).

Appeal Process

Extenuating circumstances may occur during an enrollment period and impact a student's ability to meet SAP standards including, but not limited to:

• Personal injury or illness
• Death of an immediate family member
• Active-duty military deployment
• Other unexpected extenuating circumstances beyond a student's control

In all cases, the circumstances must be sufficiently documented.

If extenuating circumstances occur and a student wishes to appeal their status, a Satisfactory Academic Progress Appeal form must be submitted to the Office of Financial Aid. A student must meet with the appropriate academic school designee to discuss and document the appeal. The academic school designee will recommend whether the student's eligibility should be reinstated.

• The appeal must include appropriate documentation of the circumstances that led to it and how a student will demonstrate successful academic progress at the next evaluation.
• If a student is able to meet the SAP policy standards within one enrollment period, the Satisfactory Academic Progress Appeal Form and its documentation will be submitted to the Office of Financial Aid. The SAP Appeals Committee will review the appeal and make a final determination.
• If a student will require more than one enrollment period to become compliant with SAP policy standards, an academic plan may be developed by the academic school designee, specifying the coursework and grades necessary to become compliant each period within a maximum of two enrollment periods.
• The SAP Appeals Committee will review progress at the end of each enrollment period. If a student is not meeting the terms of an academic plan, financial aid eligibility will be suspended until the student regains SAP.
• An academic plan to meet SAP policy standards must not exceed two additional enrollment periods.
• Students will be granted up to two appeals during their entire academic program.
• As a result of a change of major or academic program change, a student may not complete a degree objective within 150 percent of the normal time frame. If this occurs and a student wishes to appeal the suspension of financial aid eligibility, a Satisfactory Academic Progress Appeal Form must be submitted with an academic plan approved by an academic school designee that identifies remaining coursework and a projected graduation date. Extensions of the maximum time frame may not exceed two additional enrollment terms. Extensions of time frame will not be granted to students who have less than the required cumulative GPA or less than a 67 percent completion rate at the time of appeal.
• Incomplete appeal forms will not be reviewed.
• Eligibility for institutional scholarships and grants is not guaranteed with the approval of a SAP appeal or during warning and probation periods. A separate appeal may be required for certain types of institutional aid (e.g., scholarship renewal criteria, limited funded grants, etc.). Contact the Office of Financial Aid for all the information.

Final decisions will be made by the SAP Appeals Committee. Evaluations and decisions are based on the documented information provided, the circumstances leading to the appeal, and the academic plan, if required. Students will be notified of the committee's decision in writing via postal mail or email. The decision of the SAP Appeals Committee is final.

If an appeal is denied, a student is no longer eligible to receive financial aid from the university until the student becomes compliant with SAP policy standards.

Tuition Assistance Program (TAP) Satisfactory Academic Progress

New York Institute of Technology is responsible for implementing standards for satisfactory academic progress to maintain eligibility for the New York State Tuition Assistance Program (TAP).

The standards that apply to TAP and other New York State awards require recipients to maintain a steady rate of progress toward a degree and to earn a prescribed academic average. Standards affect all students who receive TAP and other New York State awards. Additional information on satisfactory academic progress may be found at the Office of the Registrar and the Enrollment Services Center. Additionally, the chart below demonstrates minimum requirements and can also be found at the NY State HESC website.

TAP Waivers

A one-time waiver may be granted to the recipient of state financial assistance who fails to maintain pursuit of the program or make satisfactory academic progress. A student must initiate the request for the waiver through the Office of Student Life and must be able to document one of three reasons for the request: death in a student's family, serious illness of a student, or other mitigating circumstances beyond a student's control. Approval of the waiver is not automatic. After a careful review of documentation, a student will be notified by email as to whether a one-time waiver will be granted.

For more detailed and complete information on the waiver and other requirements, review the Commissioner's Guidelines on the New York State Higher Education Services Corporation (NYSHESC) website at Appendix C: Commissioner's Guidelines on Good Academic Standing C-Average Requirement: Questions and Answers.

High School Diploma: Undergraduate Students

If you enroll in higher education for the first time on or after July 1, 2012, in order to be eligible for federal student aid, you must have either a high school diploma or a recognized equivalent, such as: a General Educational Development (GED) certificate, state-authorized exam, completion of two-year program, "Excelled Academically in High School," or a homeschool education at the secondary level as defined by state law or grandfathered per Gen 15-09.

New students who do not have a high school diploma, or an equivalent such as a GED, and who did not complete secondary school in a homeschool setting are not eligible for Title IV funds.

Reference: Per 34 CFR 600.2 DCL Gen 15-09 [Title IV Eligibility for Students without a Valid High School Diploma]

Under the Consolidated and Further Continuing Appropriations Act of 2015 (as defined in section 484(d)(2) of the HEA), a student who does not have a high school diploma or an equivalent such as a GED certificate, or who was not homeschooled and who first enrolls in an eligible program of study on or after July 1, 2014, can only become eligible for Title IV assistance using one of the following Ability-to-Benefit (ATB) alternatives, when the student is also enrolled in an eligible career pathway program:

• Pass Department of Education-approved ATB test
• Complete six credits or 225 clock hours
• Complete state process approved by Secretary of Education

Reference: 2023–2024 Federal Student Aid Handbook, Vol. 1, Ch. 1, pp. 6–9

New York Institute of Technology reserves the right to evaluate a high school diploma presented by a student. The university may, at any time, request a copy of a high school transcript to validate a high school diploma. A high school diploma or recognized equivalent is required to receive federal student aid.

New York Tech Grant

New York Institute of Technology has made a limited number of grants available based on financial need. For maximum consideration, students must file a Free Application for Federal Student Aid (FAFSA) form. Amounts vary annually depending on the student's financial need and the availability of funds. Students must be making Satisfactory Academic Progress (SAP) toward their degrees, be enrolled full-time in courses applicable to their degree program for the semester awarded, and demonstrate financial need as evidenced by their FAFSA.

The New York Tech Grant is for tuition only and is divided equally between fall and spring semesters. Eligibility for institutional scholarships and grants is limited to students whose Office of Admissions-assigned campus location is Long Island, New York City, or online. The New York Tech Grant cannot be used for summer or for intersession-only periods of attendance. Students who receive discounted tuition rates or other institutional grants (e.g., Athletics Service to School award or Athletics Grant-in-Aid award) may be ineligible for the New York Tech Grant. Additional eligibility criteria can be viewed at Financial Aid – New York Tech Scholarships.

The New York Tech Resident Hall Grant is designated for room and board only; this grant is not applied towards tuition. Eligibility for institutional scholarships and grants is limited to students whose Office of Admissions-assigned campus location is Long Island or New York City. The New York Tech Resident Hall Grant cannot be used for summer or for intersession-only periods of attendance. Students who receive discounted tuition rates or other institutional grants (e.g. Athletics Service to School award or Athletics Grant-in-Aid award) may be ineligible for the New York Tech Resident Hall Grant. Additional eligibility criteria can be viewed at Financial Aid – New York Tech Scholarships.

Additional sources of assistance may be available through outside organizations or other state agencies. Visit Financial Aid – Scholarships, Grants, and Self-Help Aid for more information about private scholarships and online scholarship search engines.

Eligibility: All Students

• Eligibility for New York Institute of Technology institutional scholarships, grants, and assistantships is limited to students whose campus home location is Long Island, New York City, or online, unless otherwise stated.
• The university reserves the right to revise its financial aid programs. All programs are subject to change due to modifications in government or institutional policies. Additional criteria and information may be obtained from the Office of Financial Aid. Students are responsible for reading Financial Aid Disclosures before deciding to accept or decline their financial aid.
• Eligibility for institutional scholarships, grants, and assistantships are contingent upon meeting Satisfactory Academic Progress (SAP).
• Institutional scholarships and grants are offered and applicable to fall and spring semesters only, unless otherwise stated.
• All registered credits, for determination of eligibility, must be applicable to the student's degree program of study.
• Students have the responsibility to request, complete, and submit all forms with necessary documentation for all financial aid programs, including scholarships, in a timely manner.
• Awards are not granted retroactively.
• Any designated "tuition-only" award cannot exceed the cost of tuition and will be reduced accordingly.
• For maximum consideration for all types of scholarships and awards, students must file the FAFSA by the March 15 priority date. (Note: The February 14 priority FAFSA filing date was extended for the 2024–2025 award year due to federal processing delays.) Additional information on program-specific awards and availability can be found by visiting the Office of Financial Aid online.
• Students must maintain continuous, full-time enrollment and the minimum semester and cumulative GPA, as required.

Maintaining Eligibility

If you are receiving federal financial aid funds, you must make Satisfactory Academic Progress (SAP) toward completing your degree program in a timely manner.

If you receive New York Institute of Technology scholarships, you must be enrolled full-time every semester (12 credits or more), maintain SAP, and satisfy cumulative grade point average requirements.

Athletics Service to School Award

The New York Tech Athletics Program has been suspended indefinitely due to the pandemic.

For the 2024–2025 academic year, we are honoring the athletic scholarship amounts in the 2020–2021 Athletic Agreement Letters, provided that students attend full time and continue to make satisfactory academic progress towards degree completion.

New York State Achievement and Investment in Merit Scholarship (NY-AIMS)

The New York State Achievement and Investment in Merit Scholarship (NY-AIMS) provides merit-based scholarships to New York State high school graduates who achieved academic excellence as a high school student, and enroll or plan to enroll in a public or private New York State college immediately after high school.

Eligibility

To be eligible, an applicant must:

1. Be a legal resident of New York State (NYS) and have resided in NYS for 12 continuous months
2. Be a U.S. citizen or eligible noncitizen
3. Graduate from a NYS high school
4. Enroll full-time as a first time student in an eligible NYS college for the fall term
5. Have achieved at least two of the following during high school:
   • Graduated with a final grade point average (GPA) of 3.3 or above
   • Graduated "with honors" on a New York State Regents diploma, or received a score of 3 or higher on two or more Advanced Placement (or AP) examinations
   • Graduated within the top 15 percent of their high school class

Awards

Recipients receive annual awards of $500 for not more than four years of undergraduate study, or five years if the program of study normally requires five years. Awards will be disbursed directly to the college and may be used to support the recipient’s expenses while in college.

Note: Any award payment received may have tax implications. Any questions regarding this should be directed to a tax professional, the Internal Revenue Service, or the NYS Department of Taxation and Finance.

Application Process

No new NY-AIMS scholarships are being awarded by NYS HESC. For more information, contact the Scholarship Unit at scholarships@hesc.ny.gov or 888.697.4372.

New York State Math and Science Teaching Incentive Scholarships

New York State (NYS) Math and Science Teaching Incentive Scholarships are offered to encourage students to pursue careers as secondary math and science teachers (grades 7–12). This program provides awards to students attending school at the undergraduate and/or graduate degree level in exchange for five years of full-time employment as secondary education math or science teachers in New York State. Refer to the NYS-HESC website for application details and deadlines.

Eligibility

Applicants must:

• Be U.S. citizens or eligible noncitizens
• Be attending a college located in New York State
• Be matriculated in an approved undergraduate or graduate program at a degree-granting institution in NYS leading to a career as a secondary education math or science teacher
• Have a cumulative grade point average (GPA) of 2.5 or higher (for returning students)
• Not be a recipient of an award under the NYS Masters-in-Education Teacher Incentive Scholarship Program
• Execute a service contract in which they agree to work for five years as a secondary school math or science teacher (view the terms and conditions of the service contract)
• Not be in default on a federally guaranteed student loan
• Be in compliance with the terms of any service condition imposed by a NYS award

Award Amounts

Recipients shall receive an annual award for full-time study equal to the annual tuition charged to NYS resident students attending an undergraduate program at the State University of New York, or actual tuition charged, whichever is less (for the 2023–2024 academic year, the standard SUNY tuition rate is $7,070).

Note: Any award payment received may have tax implications. Any questions regarding potential tax implications should be directed to a tax professional, the Internal Revenue Service, or the NYS Department of Taxation and Finance.

New applicants will be ranked by GPA and total credits earned. If there are more applicants than available funding, awards will be paid according to rank.

Duration

Recipients are entitled to an annual award for not more than four academic years of full-time undergraduate study and one academic year of full-time graduate study while matriculated in an approved program leading to permanent certification as a secondary education teacher in mathematics or science.

Apply for Payment

Recipients are not required to submit another NYS Math and Science Teaching Incentive Scholarship Program Supplement once they have been awarded this scholarship, but they must complete the Free Application for Federal Student Aid (FAFSA) and apply for the Payment of State Grants, Scholarships, and Awards Application each year to receive payment.

A recipient seeking payment who is not a resident of New York State may contact the HESC Scholarship Unit at scholarships@hesc.ny.gov or schedule an appointment with an HESC representative.

Awards will be paid directly to the colleges on behalf of students upon the successful completion of each academic year.

Note: An applicant may attend less than full time during the last undergraduate or graduate year if less than a full-time course load is necessary to complete the degree.

Please contact the HESC Scholarship Unit at scholarships@hesc.ny.gov or schedule an appointment with an HESC representative to inquire about the program.

New York State Regents Awards for Children of Deceased and Disabled Veterans

N.Y. State Regents Awards for Children of Deceased and Disabled Veterans were created to provide financial aid to students whose parent(s) served in the U.S. Armed Forces during specified times of national emergency.

Eligibility

Students whose parent(s) served in the U.S. Armed Forces during specified periods of war or national emergency and, as a result of service, died, suffered a 40 percent or greater disability, was classified as missing in action, or was a prisoner of war may be eligible for this award. The veteran must currently be a New York State resident or have been a New York State resident at the time of death. The applicant must be pursuing an approved undergraduate degree at a college or university located in New York State. Please review the HESC website for information regarding conflict and applicable periods of service.

Award Amounts

The award is $450 per year.

How to Apply

Complete the Children of Veterans Award Web Supplement. Be sure to print the Web Supplement Confirmation, sign, and return it along with the required documentation according to the instructions.

Once you have established your eligibility, you must complete the Free Application for Federal Student Aid (FAFSA) and apply for the Tuition Assistance Program (TAP), or call HESC at 888.697.4372 to request a Scholarship and Grant Payment Application by June 30 of each academic year you seek payment.

First-time applicants for NYS aid under the provisions of the DREAM Act must apply for eligibility under the NYS DREAM Act before applying for other NYS Awards. If you have previously qualified under the NYS DREAM Act, you will simply need to add a new application to apply for NYS Awards.

FAFSA and TAP applications are available online. You must apply before June 30 of the academic year for which you are requesting payment.

New York State Military-Related Awards

Preparing for College

If you are a veteran or currently in the military, there are programs to help you start or continue a college education. New York Institute of Technology has staff available to help military personnel and veterans begin, transfer, or transition to college.

You can begin your search at DANTES (Defense Activity for Non-Traditional Education Support), a Department of Defense agency that helps veterans and active-duty military personnel get started on a college or vocational program. Here you will:

• Learn about available educational benefits, based on your branch of service and status
• Learn how to earn college credit for your military experience
• Access your official military educational transcript to use for applying to college

Paying for College

New York State veterans, active-duty service members, or members of their immediate families may be eligible for higher education benefits that can help pay for college.

GI BILL®

The Department of Veterans Affairs Post-9/11 GI BILL® and the Montgomery GI BILL® provide funding for college degree and certificate programs for those who are:

• Active duty military
• Honorably discharged veterans
• Discharged with a service-connected disability

Learn more about these valuable benefits

Iraq and Afghanistan Service Grant

A student who is not eligible for a Pell Grant, but whose parent or guardian was a member of the U.S. Armed Forces and died as a result of service performed in Iraq or Afghanistan after September 11, 2001, may be eligible to receive the Iraq and Afghanistan Service Grant.

New York State Veterans and Families Benefits

Military and veterans education benefits may not cover all college expenses. Remember to apply for all the federal and state student aid you are eligible for by completing the Free Application for Federal Student Aid (FAFSA). If you are a New York State resident and plan to attend a college or university in New York, you may be eligible for New York's Tuition Assistance Program (TAP).

Military Residency Waiver

The New York State residency eligibility requirement for recipients of awards administered by HESC is waived for a member of, or for the spouse or dependent of a member of, the armed forces of the United States who is on full-time active duty and is stationed in this state.

Duplicative Benefits

The combined tuition benefits available to a student cannot exceed the student's total tuition costs. Tuition payments received by a student under the Post-9/11 GI BILL® (Chapter 33 veteran benefits) and Yellow Ribbon Program are considered duplicative of any VTA and/or TAP award. Students receiving tuition assistance through these programs may, and in most cases will, have their state VTA and/or TAP payment reduced or denied due to these other benefits; however, payments received under the Montgomery GI BILL® do not duplicate the purpose of the VTA and/or TAP.

Questions?

Contact HESC's Scholarship Unit at scholarships@hesc.ny.gov.

New York State World Trade Center Memorial Scholarship

The NYS World Trade Center Memorial Scholarship provides access to a college education for children, spouses, and financial dependents of innocent victims who died or were severely and permanently disabled as a result of the September 11, 2001, terrorist attacks on the United States of America—at the World Trade Center, the Pentagon, and on airline flights 11, 77, 93, and 175—and the resulting rescue and recovery efforts.

Eligibility (from NYS HESC)

An applicant must:

• Be either a survivor, who is severely and permanently disabled as a result of injuries sustained in the attacks or subsequent rescue and recovery operations, or a child, spouse or financial dependent of a deceased or severely and permanently disabled victim
• Have graduated from high school in the United States, earned a high school equivalency diploma, or passed a federally approved "Ability to Benefit" test as defined by the commissioner of the State Education Department
• Study at an approved postsecondary institution in New York State
• Be matriculated in an approved program of study
• Be enrolled as a full-time student taking 12 or more credits per semester applicable toward the degree program
• Be in good academic standing
• Be in a non-default status on a student loan made under any NYS or federal education loan program or repayment of any NYS award
• Be in compliance with the terms of any service condition imposed by a NYS award

Note: To be deemed severely and permanently disabled, one must be unable to engage in any occupation for payment or profit because of a severe or permanent disability sustained as a direct result of the September 11, 2001, attack on the United States or while engaged in the subsequent rescue and recovery efforts. For purposes of this award, someone who is able to work and earn money, even on a part-time basis or light duty, is not considered to have a severe and permanent disability.

How to Apply

Complete and submit the NYS World Trade Center Memorial Scholarship Web Supplement. Be sure to print the online supplement confirmation, sign, and submit it, along with the required documentation (including the Total and Permanent Disability Verification Form), according to the instructions.

Note: You should complete an application for every member of the family that will use this scholarship (even if they are not old enough to attend college at this time, no matter what the age). This will save having to retrieve and send proof of eligibility at a later date when that child is old enough to attend college.

Once you have established your eligibility and are assigned an account number by Higher Education Services Corporation (HESC), you must do one of the following by June 30 of each academic year to request payment:

• Current New York State residents: Complete the Free Application for Federal Student Aid (FAFSA) and NYS Tuition Assistance Program (TAP) on the online application. FAFSA and TAP applications and instructions are available on hesc.ny.gov.
• Non-New York State residents must contact the HESC Scholarship Unit at scholarships@hesc.ny.gov or schedule an appointment to speak with an HESC representative.

Award Amount

World Trade Center Memorial Scholarships provide funds to help meet the cost of attending college. The award covers up to four years of full-time undergraduate study (or five years in an approved five-year bachelor's degree program) and includes the following components:

• Tuition: An amount equal to your actual tuition or the State University of New York's (SUNY) in-state tuition, whichever is less.
• Non-tuition Costs: These include room, board, and allowances for books, supplies, and transportation up to the average cost at SUNY colleges. The Commissioner of Education sets the non-tuition cost allowances each year.
• Residence: A student living on campus will receive a higher room and board allowance than a commuter student. If housing is not available for students on campus, they will receive the same allowance as students living on campus.

The maximum total annual award for students living on campus for the 2024–2025 academic year is $26,830, and the maximum total annual award for commuter students is $16,500. Note: Students choosing to live off campus when housing is available will be paid at the lower commuter rate.

Receipt of other grants and scholarships may reduce the WTC award. The total of all aid received cannot be greater than the student's Title IV cost of attendance.

Award Payment

HESC will make payments to schools on behalf of students upon certification of eligibility and submission of appropriate financial aid applications.

New York State Scholarships for Academic Excellence

NYS Scholarships for Academic Excellence provide up to $1,500 per year for up to five years of undergraduate study in New York State.

Eligibility

Students must:

• Have graduated from a New York State high school
• Study full time and be matriculated in an approved undergraduate program of study in a New York State postsecondary institution
• Be in good academic standing
• Not be in default on any state or federal student loan or on any repayment of state awards
• Be U.S. citizens or qualifying noncitizens
• Be New York State residents

Award Amount

This program provides scholarship assistance to outstanding New York State high school graduates. Each year, 8,000 scholarships are awarded—up to 2,000 scholarships of $1,500 and 6,000 scholarships of $500 to top scholars from registered New York State high schools. Awards are based on student grades on certain Regents exams. Recipients can also receive other non-loan student aid, but the total cannot exceed the cost of attendance.

Duration

The scholarship must be used within seven years commencing with the first academic year for which the scholarship was awarded. During this period, students are entitled to payment for up to four years of full-time study, or five years if enrolled in a bachelor degree program approved as a program normally requiring five years of study.

How to Apply

To apply, see your high school guidance counselor.

Notification Procedure

The State Education Department will notify the students who have been nominated by their high schools to receive the scholarship. The Higher Education Services Corporation (HESC) also receives notification from the State Education Department. To receive payment of the scholarship, the student must submit an application for payment to HESC by June 30 of each year for which assistance is sought. Application for payment is made by filing out the Free Application for Federal Student Aid (FAFSA) and the NYS Tuition Assistance Program (TAP) online applications.

Revocation

The scholarship will be revoked if the student begins study at an out-of-state institution. A student who is ineligible to receive payment of the scholarship during the first academic year of eligibility due to enrollment at an out-of-state institution loses all future eligibility for the award. The scholarship cannot be reinstated even if the student subsequently enrolls in a program of study at a New York State institution.

Other State Aid Outside of New York

Vermont Incentive Grant

Vermont residents who are accepted or enrolled full-time (12 credits or more per semester) in an undergraduate or certificate program, and do not already have a bachelor's degree, can apply for the Vermont Incentive Grant. A Vermont Part-Time grant may also be available for students taking less than 12 credits per semester. These need-based grants can be used at schools, either within Vermont or out of state. To apply, complete a Free Application for Student Aid (FAFSA) and a Vermont Grant Application. Go to Vermont Student Assistance Corp (VASC) and complete an application as soon as possible, as this grant is awarded on a first come, first serve basis.

Federal Loan Repayment Plans

How to Repay Your Federal Direct Loans and Federal Family Education Loan (FFEL) Program Loans

Reference: https://studentaid.gov/manage-loans/repayment/plans

Repay Your Federal Perkins Loan

Reference: https://studentaid.gov/understand-aid/types/loans/perkins

Please note: The Federal Perkins Loan program has ended. No Federal Perkins loans can be made to any student on or after October 1, 2017.

Perkins Loan repayment plan options are not the same as those for Direct Loan Program or FFEL Program loans. It important to know how much you have accumulated in student loan debt. To monitor all of your federal student loans, you may access the National Student Loan Data System (NSLDS) online at studentaid.gov/ or call toll-free 800.999.8219. Students must complete a Perkins Exit Test, which reviews terms and conditions of taking out the Perkins loan, as well as reviews the Perkins loan repayment plan and schedule; students are provided with an individual repayment schedule.

Your repayment schedule will provide you with the interest rate, payment amounts, and payment methods. The chart below shows sample loan amounts and monthly payments based on the 5 percent interest rate:

Contact the Office of Financial Aid for more information on Perkins Loan repayment plans.

Consolidate Your Loans

Reference: https://studentaid.gov/app/launchConsolidation.action

If you have multiple federal student loans, you can consolidate them into a single Direct Consolidation Loan. This may simplify repayment if you are currently making separate loan payments to different loan holders or servicers, as you'll only have one monthly payment to make. There may be trade-offs, so you'll want to learn about the advantages and possible disadvantages of consolidation before you consolidate.

Should I consolidate my loans?

The answer depends on your individual circumstances:

Pros

• If you currently have federal student loans that are with different loan servicers, consolidation can greatly simplify loan repayment by giving you a single loan with just one monthly bill.
• Consolidation can lower your monthly payment by giving you a longer period of time (up to 30 years) to repay your loans.
• If you consolidate loans other than Direct Loans, it may give you access to additional income-driven repayment plan options and Public Service Loan Forgiveness. (Direct Loans are from the William D. Ford Federal Direct Loan Program.)
• You'll be able to switch any variable-rate loans you have to a fixed interest rate.

Cons

• Because consolidation usually increases the period of time you have to repay your loans, you might make more payments and pay more in interest than would be the case if you don't consolidate.
• Consolidation may also cause you to lose certain borrower benefits—such as interest rate discounts, principal rebates, or some loan cancellation benefits—that are associated with your current loans.
• If you're paying your current loans under an income-driven repayment plan, or if you've made qualifying payments toward Public Service Loan Forgiveness, consolidating your current loans will cause you to lose credit for any payments made toward income-driven repayment plan forgiveness or Public Service Loan Forgiveness.
• If you want to lower your monthly payment amount but are concerned about the impact of loan consolidation, you might want to consider deferment or forbearance as options for short-term payment relief, or consider switching to an income-driven repayment plan.
• Once your loans are combined into a Direct Consolidation Loan, they cannot be removed. The loans that were consolidated are paid off and no longer exist.

FERPA Regulations: Information for Parents and Families

The following guidance provides eligible students with general information about the Family Educational Rights and Privacy Act (FERPA).

This document is a compilation and update of various letters and guidance documents previously issued that respond to a variety of questions about FERPA. While this guidance reflects our best and most current interpretation of applicable FERPA requirements, it does not supersede the statute or regulations.

FERPA is a federal law that is administered by the Family Policy Compliance Office in the U.S. Department of Education 20 U.S.C. section 1232g; 34 CFR Part 99. FERPA applies to all educational agencies and institutions (e.g., schools) that receive funding under any program administered by the Department. Parochial and private schools at the elementary and secondary levels generally do not receive such funding and are, therefore, not subject to FERPA. Private postsecondary schools, however, generally do receive such funding and are subject to FERPA.

Once a student reaches 18 years of age or attends a postsecondary institution, they become an “eligible student” and all rights formerly given to parents under FERPA, transfer to the student. The eligible student has the right to have access to their education records, the right to seek to have the records amended, the right to have control over the disclosure of personally identifiable information from the records (except in certain circumstances specified in the FERPA regulations, some of which are discussed below), and the right to file a complaint with the Department. The term “education records” is defined as those records that contain information directly related to a student and which are maintained by an educational agency or institution or by a party acting for the agency or institution.

FERPA generally prohibits the improper disclosure of personally identifiable information derived from education records. Thus, information that an official obtained through personal knowledge or observation, or has heard orally from others, is not protected under FERPA. This remains applicable even if education records exist that contain this information, unless the official had an official role in making a determination that generated a protected education record.

Under FERPA, a school is not generally required to maintain particular education records or education records that contain specific information. Rather, a school is required to provide certain privacy protections for those education records that it does maintain. Unless there is an outstanding request by an eligible student to inspect and review education records, FERPA permits the school to destroy such records without notice to the student.

For further information, please see Student Privacy and FERPA/PIPA at New York Institute of Technology.

New York State STEM (Science, Technology, Engineering, and Mathematics) Incentive Program

Eligibility from NYS HESC

The NYS STEM Incentive Program provides tuition awards to students who are New York State residents attending a public or private degree-granting college or university located in New York State. Recipients must be in the top 10 percent of students of their high school graduating class, pursue an approved, two- or four-year STEM degree program, and agree to live in NYS and work in a STEM field in NYS for five years after graduation.

Eligibility

An applicant must:

• be a NYS resident and have resided in NYS for 12 continuous months prior to the beginning of the fall college term
• be a U.S. citizen or eligible noncitizen
• be a high school senior/recent high school graduate who will be enrolled full time at a public or private college located in NYS, beginning in the fall term following their high school graduation
• be ranked in the top 10 percent of their high school graduating class at a NYS high school
• be matriculated in an approved undergraduate program leading to a degree in science, technology, engineering, or mathematics at a public or private college located in NYS
• maintain a cumulative grade point average (GPA) of 2.5 or higher
• execute a service contract agreeing to reside and work in the field of science, technology, engineering, or mathematics in NYS for five years (view the terms and conditions of the service contract)

Students matriculated in these programs of study may be eligible for a STEM Incentive Program award. The program of study must result in an approved occupation.

Award Amount

A recipient receives an annual award for full-time study up to the annual tuition charged to NYS resident students attending an undergraduate program at the State University of New York (SUNY), or actual tuition charged, whichever is less (for the 2023–2024 academic year, the standard SUNY tuition rate is a maximum of $7,070 per year).

The STEM Incentive Program award will be reduced by the amount of any other tuition-only assistance award, such as the NYS Tuition Assistance Program (TAP), received.

The number of awards to be made under this program to students attending private degree-granting institutions is subject to available funding.

Note: Any award payment received may have tax implications. Any questions regarding this should be directed to a tax professional, the Internal Revenue Service, or the NYS Department of Taxation and Finance.

Duration

A recipient is entitled to annual award payments for not more than four academic years of full-time undergraduate study while matriculated in an approved program leading to a degree in science, technology, engineering, or mathematics or five years if the program of study requires five years.

How to Apply

Complete and submit the NYS Science, Technology, Engineering, and Mathematics (STEM) Incentive Program Application. Be sure to print the Application Confirmation, sign and submit it, along with the required documentation, according to the instructions. You must also submit the FAFSA and the NYS Student Aid Payment Application.

First-time applicants for NYS aid under the provisions of the DREAM Act must apply for eligibility under the NYS DREAM Act before applying for other NYS Awards.

Recipient Selections

For students attending a private degree-granting college or university located in NYS, recipients will be selected using a lottery method.

Payment

A recipient is not required to submit another NYS Science, Technology, Engineering, and Mathematics Incentive Program Web Application once awarded this scholarship, but must complete the Free Application for Federal Student Aid (FAFSA) and the NYS Student Aid Payment Application each year to receive payment.

Awards will be paid directly to the colleges on behalf of students upon the successful completion of each term. Successful completion of a term means the applicant meets all of the eligibility requirements for the award.

Student Expenses

Student expenses vary with the individual's academic program, schedule of classes, and whether the student commutes or lives in a residence hall. For the full-time student, the only fixed costs are tuition and the college fee based on the academic program.

Variable costs include food, housing, transportation, books, course materials, supplies, and equipment, and other personal expenses. The cost of meals on campus varies. The cost of books and personal expenses depends on the student's major and budget choices for leisure activities. Transportation costs vary by distance from the college and mode of transportation, including whether the student carpools.

Students with unusual expenses or special budgetary concerns should consult the Office of Financial Aid.

For more information, please see the Office of Financial Aid: Costs and Allowances.

Federal Reference: 2023–2024 Federal Student Handbook, Vol. 3 Ch. 2: Cost of Attendance (Budget)